▼ 0.50% · 3.625%
HK$3,944
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,066
−HK$125/mo
Today · 4.125%
HK$4,191
baseline
▲ 0.50% · 4.625%
HK$4,446
+HK$255/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$8,382/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,387
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,505
−HK$119/mo
Today · 4.125%
HK$4,624
baseline
▲ 0.50% · 4.625%
HK$4,868
+HK$244/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$9,248/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,473
−HK$137/mo
Today · 4.125%
HK$4,610
baseline
▲ 0.50% · 4.625%
HK$4,891
+HK$281/mo
Deposit HK$778K · loan HK$951K · min. income ≈ HK$9,220/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,826
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,956
−HK$131/mo
Today · 4.125%
HK$5,087
baseline
▲ 0.50% · 4.625%
HK$5,355
+HK$268/mo
Deposit HK$778K · loan HK$951K · min. income ≈ HK$10,174/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,880
−HK$149/mo
Today · 4.125%
HK$5,029
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$306/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$10,058/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,265
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$143/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,842
+HK$293/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,127
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,286
−HK$162/mo
Today · 4.125%
HK$5,448
baseline
▲ 0.50% · 4.625%
HK$5,780
+HK$332/mo
Deposit HK$605K · loan HK$1.12M · min. income ≈ HK$10,896/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,704
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,857
−HK$155/mo
Today · 4.125%
HK$6,012
baseline
▲ 0.50% · 4.625%
HK$6,329
+HK$317/mo
Deposit HK$605K · loan HK$1.12M · min. income ≈ HK$12,024/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,693
−HK$174/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$357/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,142
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,307
−HK$167/mo
Today · 4.125%
HK$6,474
baseline
▲ 0.50% · 4.625%
HK$6,815
+HK$341/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$12,948/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,100
−HK$187/mo
Today · 4.125%
HK$6,287
baseline
▲ 0.50% · 4.625%
HK$6,669
+HK$382/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$12,574/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,581
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,758
−HK$179/mo
Today · 4.125%
HK$6,937
baseline
▲ 0.50% · 4.625%
HK$7,302
+HK$365/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$13,874/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,310
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,506
−HK$200/mo
Today · 4.125%
HK$6,706
baseline
▲ 0.50% · 4.625%
HK$7,114
+HK$408/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$13,412/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,020
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,208
−HK$191/mo
Today · 4.125%
HK$7,399
baseline
▲ 0.50% · 4.625%
HK$7,789
+HK$390/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$14,798/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,704
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,913
−HK$212/mo
Today · 4.125%
HK$7,125
baseline
▲ 0.50% · 4.625%
HK$7,558
+HK$433/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$14,250/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,459
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,659
−HK$202/mo
Today · 4.125%
HK$7,861
baseline
▲ 0.50% · 4.625%
HK$8,276
+HK$415/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$15,722/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,099
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,320
−HK$224/mo
Today · 4.125%
HK$7,544
baseline
▲ 0.50% · 4.625%
HK$8,003
+HK$459/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,088/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,897
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,109
−HK$215/mo
Today · 4.125%
HK$8,324
baseline
▲ 0.50% · 4.625%
HK$8,763
+HK$439/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,648/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).