▼ 0.50% · 3.625%
HK$4,306
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,440
−HK$136/mo
Today · 4.125%
HK$4,576
baseline
▲ 0.50% · 4.625%
HK$4,854
+HK$278/mo
Deposit HK$944K · loan HK$944K · min. income ≈ HK$9,152/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,790
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,919
−HK$130/mo
Today · 4.125%
HK$5,049
baseline
▲ 0.50% · 4.625%
HK$5,315
+HK$266/mo
Deposit HK$944K · loan HK$944K · min. income ≈ HK$10,098/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,737
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,884
−HK$150/mo
Today · 4.125%
HK$5,034
baseline
▲ 0.50% · 4.625%
HK$5,340
+HK$306/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$10,068/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,411
−HK$143/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$293/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$11,108/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,167
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,328
−HK$163/mo
Today · 4.125%
HK$5,491
baseline
▲ 0.50% · 4.625%
HK$5,825
+HK$334/mo
Deposit HK$755K · loan HK$1.13M · min. income ≈ HK$10,982/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,748
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,903
−HK$156/mo
Today · 4.125%
HK$6,059
baseline
▲ 0.50% · 4.625%
HK$6,378
+HK$319/mo
Deposit HK$755K · loan HK$1.13M · min. income ≈ HK$12,118/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,598
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,772
−HK$177/mo
Today · 4.125%
HK$5,949
baseline
▲ 0.50% · 4.625%
HK$6,311
+HK$362/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$11,898/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,227
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,394
−HK$170/mo
Today · 4.125%
HK$6,564
baseline
▲ 0.50% · 4.625%
HK$6,910
+HK$346/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$13,128/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,028
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,216
−HK$190/mo
Today · 4.125%
HK$6,406
baseline
▲ 0.50% · 4.625%
HK$6,796
+HK$390/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,812/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,706
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,886
−HK$183/mo
Today · 4.125%
HK$7,069
baseline
▲ 0.50% · 4.625%
HK$7,441
+HK$372/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,138/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,459
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,660
−HK$204/mo
Today · 4.125%
HK$6,864
baseline
▲ 0.50% · 4.625%
HK$7,282
+HK$418/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$13,728/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,185
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,378
−HK$196/mo
Today · 4.125%
HK$7,574
baseline
▲ 0.50% · 4.625%
HK$7,973
+HK$399/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$15,148/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,889
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,104
−HK$218/mo
Today · 4.125%
HK$7,322
baseline
▲ 0.50% · 4.625%
HK$7,767
+HK$445/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,644/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,664
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,870
−HK$209/mo
Today · 4.125%
HK$8,079
baseline
▲ 0.50% · 4.625%
HK$8,504
+HK$425/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,158/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,320
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,548
−HK$231/mo
Today · 4.125%
HK$7,779
baseline
▲ 0.50% · 4.625%
HK$8,252
+HK$473/mo
Deposit HK$283K · loan HK$1.61M · min. income ≈ HK$15,558/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,144
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,362
−HK$221/mo
Today · 4.125%
HK$8,583
baseline
▲ 0.50% · 4.625%
HK$9,036
+HK$453/mo
Deposit HK$283K · loan HK$1.61M · min. income ≈ HK$17,166/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,751
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,992
−HK$245/mo
Today · 4.125%
HK$8,237
baseline
▲ 0.50% · 4.625%
HK$8,738
+HK$501/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,474/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,623
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,854
−HK$234/mo
Today · 4.125%
HK$9,088
baseline
▲ 0.50% · 4.625%
HK$9,567
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,176/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).