▼ 0.50% · 3.625%
HK$4,484
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$141/mo
Today · 4.125%
HK$4,765
baseline
▲ 0.50% · 4.625%
HK$5,055
+HK$290/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$9,530/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,122
−HK$136/mo
Today · 4.125%
HK$5,258
baseline
▲ 0.50% · 4.625%
HK$5,535
+HK$277/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$10,516/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,933
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$156/mo
Today · 4.125%
HK$5,242
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$319/mo
Deposit HK$885K · loan HK$1.08M · min. income ≈ HK$10,484/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,487
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,635
−HK$149/mo
Today · 4.125%
HK$5,784
baseline
▲ 0.50% · 4.625%
HK$6,089
+HK$305/mo
Deposit HK$885K · loan HK$1.08M · min. income ≈ HK$11,568/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,381
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,548
−HK$170/mo
Today · 4.125%
HK$5,718
baseline
▲ 0.50% · 4.625%
HK$6,066
+HK$348/mo
Deposit HK$787K · loan HK$1.18M · min. income ≈ HK$11,436/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,986
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,147
−HK$163/mo
Today · 4.125%
HK$6,310
baseline
▲ 0.50% · 4.625%
HK$6,642
+HK$332/mo
Deposit HK$787K · loan HK$1.18M · min. income ≈ HK$12,620/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,011
−HK$184/mo
Today · 4.125%
HK$6,195
baseline
▲ 0.50% · 4.625%
HK$6,572
+HK$377/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$12,390/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,485
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$177/mo
Today · 4.125%
HK$6,836
baseline
▲ 0.50% · 4.625%
HK$7,196
+HK$360/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$13,672/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,278
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,473
−HK$199/mo
Today · 4.125%
HK$6,672
baseline
▲ 0.50% · 4.625%
HK$7,077
+HK$405/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$13,344/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,984
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,171
−HK$190/mo
Today · 4.125%
HK$7,361
baseline
▲ 0.50% · 4.625%
HK$7,749
+HK$388/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$14,722/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,726
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,935
−HK$213/mo
Today · 4.125%
HK$7,148
baseline
▲ 0.50% · 4.625%
HK$7,583
+HK$435/mo
Deposit HK$492K · loan HK$1.47M · min. income ≈ HK$14,296/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,483
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,684
−HK$203/mo
Today · 4.125%
HK$7,887
baseline
▲ 0.50% · 4.625%
HK$8,303
+HK$416/mo
Deposit HK$492K · loan HK$1.47M · min. income ≈ HK$15,774/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,175
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,398
−HK$227/mo
Today · 4.125%
HK$7,625
baseline
▲ 0.50% · 4.625%
HK$8,089
+HK$464/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,250/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,982
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,196
−HK$217/mo
Today · 4.125%
HK$8,413
baseline
▲ 0.50% · 4.625%
HK$8,856
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,826/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,623
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,860
−HK$241/mo
Today · 4.125%
HK$8,101
baseline
▲ 0.50% · 4.625%
HK$8,594
+HK$493/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,202/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,481
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,708
−HK$231/mo
Today · 4.125%
HK$8,939
baseline
▲ 0.50% · 4.625%
HK$9,410
+HK$471/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,878/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,071
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,323
−HK$255/mo
Today · 4.125%
HK$8,578
baseline
▲ 0.50% · 4.625%
HK$9,100
+HK$522/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,156/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,979
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,220
−HK$245/mo
Today · 4.125%
HK$9,465
baseline
▲ 0.50% · 4.625%
HK$9,963
+HK$498/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,930/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).