▼ 0.50% · 3.625%
HK$4,069
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,195
−HK$129/mo
Today · 4.125%
HK$4,324
baseline
▲ 0.50% · 4.625%
HK$4,587
+HK$263/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$8,648/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,526
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$123/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,022
+HK$251/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$141/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$290/mo
Deposit HK$803K · loan HK$981K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,979
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$135/mo
Today · 4.125%
HK$5,248
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$277/mo
Deposit HK$803K · loan HK$981K · min. income ≈ HK$10,496/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,034
−HK$155/mo
Today · 4.125%
HK$5,189
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$315/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$10,378/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,432
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,577
−HK$148/mo
Today · 4.125%
HK$5,725
baseline
▲ 0.50% · 4.625%
HK$6,027
+HK$302/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$11,450/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,289
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,454
−HK$167/mo
Today · 4.125%
HK$5,621
baseline
▲ 0.50% · 4.625%
HK$5,963
+HK$342/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$11,242/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,884
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,042
−HK$160/mo
Today · 4.125%
HK$6,202
baseline
▲ 0.50% · 4.625%
HK$6,529
+HK$327/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$12,404/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,696
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,873
−HK$180/mo
Today · 4.125%
HK$6,053
baseline
▲ 0.50% · 4.625%
HK$6,422
+HK$369/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$12,106/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,337
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,507
−HK$172/mo
Today · 4.125%
HK$6,679
baseline
▲ 0.50% · 4.625%
HK$7,031
+HK$352/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$13,358/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,103
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,293
−HK$193/mo
Today · 4.125%
HK$6,486
baseline
▲ 0.50% · 4.625%
HK$6,880
+HK$394/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$12,972/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,790
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,972
−HK$184/mo
Today · 4.125%
HK$7,156
baseline
▲ 0.50% · 4.625%
HK$7,534
+HK$378/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$14,312/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,510
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,712
−HK$206/mo
Today · 4.125%
HK$6,918
baseline
▲ 0.50% · 4.625%
HK$7,339
+HK$421/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,836/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,242
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,436
−HK$197/mo
Today · 4.125%
HK$7,633
baseline
▲ 0.50% · 4.625%
HK$8,036
+HK$403/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,266/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,917
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,132
−HK$218/mo
Today · 4.125%
HK$7,350
baseline
▲ 0.50% · 4.625%
HK$7,798
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,700/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,695
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,901
−HK$210/mo
Today · 4.125%
HK$8,111
baseline
▲ 0.50% · 4.625%
HK$8,538
+HK$427/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,222/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,324
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,551
−HK$232/mo
Today · 4.125%
HK$7,783
baseline
▲ 0.50% · 4.625%
HK$8,256
+HK$473/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$15,566/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,147
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,366
−HK$222/mo
Today · 4.125%
HK$8,588
baseline
▲ 0.50% · 4.625%
HK$9,040
+HK$452/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$17,176/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).