▼ 0.50% · 3.625%
HK$4,090
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,217
−HK$130/mo
Today · 4.125%
HK$4,347
baseline
▲ 0.50% · 4.625%
HK$4,611
+HK$264/mo
Deposit HK$897K · loan HK$897K · min. income ≈ HK$8,694/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,550
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$124/mo
Today · 4.125%
HK$4,796
baseline
▲ 0.50% · 4.625%
HK$5,049
+HK$253/mo
Deposit HK$897K · loan HK$897K · min. income ≈ HK$9,592/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,499
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$142/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,072
+HK$291/mo
Deposit HK$807K · loan HK$987K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,140
−HK$136/mo
Today · 4.125%
HK$5,276
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$278/mo
Deposit HK$807K · loan HK$987K · min. income ≈ HK$10,552/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,908
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,061
−HK$155/mo
Today · 4.125%
HK$5,216
baseline
▲ 0.50% · 4.625%
HK$5,533
+HK$317/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$10,432/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,460
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,607
−HK$148/mo
Today · 4.125%
HK$5,755
baseline
▲ 0.50% · 4.625%
HK$6,059
+HK$304/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$11,510/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,317
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$168/mo
Today · 4.125%
HK$5,651
baseline
▲ 0.50% · 4.625%
HK$5,995
+HK$344/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$11,302/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,915
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,074
−HK$161/mo
Today · 4.125%
HK$6,235
baseline
▲ 0.50% · 4.625%
HK$6,564
+HK$329/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$12,470/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,726
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,904
−HK$181/mo
Today · 4.125%
HK$6,085
baseline
▲ 0.50% · 4.625%
HK$6,456
+HK$371/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$12,170/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,371
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,541
−HK$174/mo
Today · 4.125%
HK$6,715
baseline
▲ 0.50% · 4.625%
HK$7,069
+HK$354/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$13,430/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,135
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,326
−HK$194/mo
Today · 4.125%
HK$6,520
baseline
▲ 0.50% · 4.625%
HK$6,917
+HK$397/mo
Deposit HK$448K · loan HK$1.35M · min. income ≈ HK$13,040/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,826
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,009
−HK$185/mo
Today · 4.125%
HK$7,194
baseline
▲ 0.50% · 4.625%
HK$7,574
+HK$380/mo
Deposit HK$448K · loan HK$1.35M · min. income ≈ HK$14,388/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,544
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,748
−HK$207/mo
Today · 4.125%
HK$6,955
baseline
▲ 0.50% · 4.625%
HK$7,378
+HK$423/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$13,910/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,281
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,476
−HK$198/mo
Today · 4.125%
HK$7,674
baseline
▲ 0.50% · 4.625%
HK$8,078
+HK$404/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$15,348/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,953
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,170
−HK$219/mo
Today · 4.125%
HK$7,389
baseline
▲ 0.50% · 4.625%
HK$7,839
+HK$450/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,778/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,736
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,943
−HK$211/mo
Today · 4.125%
HK$8,154
baseline
▲ 0.50% · 4.625%
HK$8,583
+HK$429/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,308/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,362
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,591
−HK$233/mo
Today · 4.125%
HK$7,824
baseline
▲ 0.50% · 4.625%
HK$8,300
+HK$476/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,648/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,191
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,410
−HK$223/mo
Today · 4.125%
HK$8,633
baseline
▲ 0.50% · 4.625%
HK$9,088
+HK$455/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,266/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).