▼ 0.50% · 3.625%
HK$4,267
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,400
−HK$135/mo
Today · 4.125%
HK$4,535
baseline
▲ 0.50% · 4.625%
HK$4,811
+HK$276/mo
Deposit HK$936K · loan HK$936K · min. income ≈ HK$9,070/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,747
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,875
−HK$129/mo
Today · 4.125%
HK$5,004
baseline
▲ 0.50% · 4.625%
HK$5,268
+HK$264/mo
Deposit HK$936K · loan HK$936K · min. income ≈ HK$10,008/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,694
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,840
−HK$149/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,292
+HK$303/mo
Deposit HK$842K · loan HK$1.03M · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,222
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,362
−HK$142/mo
Today · 4.125%
HK$5,504
baseline
▲ 0.50% · 4.625%
HK$5,795
+HK$291/mo
Deposit HK$842K · loan HK$1.03M · min. income ≈ HK$11,008/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,121
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,280
−HK$162/mo
Today · 4.125%
HK$5,442
baseline
▲ 0.50% · 4.625%
HK$5,773
+HK$331/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$10,884/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,697
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,850
−HK$155/mo
Today · 4.125%
HK$6,005
baseline
▲ 0.50% · 4.625%
HK$6,321
+HK$316/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$12,010/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,720
−HK$176/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,254
+HK$358/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,172
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,337
−HK$168/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,848
+HK$343/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,974
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,160
−HK$189/mo
Today · 4.125%
HK$6,349
baseline
▲ 0.50% · 4.625%
HK$6,735
+HK$386/mo
Deposit HK$561K · loan HK$1.31M · min. income ≈ HK$12,698/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,646
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,825
−HK$181/mo
Today · 4.125%
HK$7,006
baseline
▲ 0.50% · 4.625%
HK$7,375
+HK$369/mo
Deposit HK$561K · loan HK$1.31M · min. income ≈ HK$14,012/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,401
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,600
−HK$203/mo
Today · 4.125%
HK$6,803
baseline
▲ 0.50% · 4.625%
HK$7,216
+HK$413/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$13,606/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,121
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,312
−HK$194/mo
Today · 4.125%
HK$7,506
baseline
▲ 0.50% · 4.625%
HK$7,902
+HK$396/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$15,012/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,828
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,040
−HK$216/mo
Today · 4.125%
HK$7,256
baseline
▲ 0.50% · 4.625%
HK$7,698
+HK$442/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$14,512/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,596
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,800
−HK$206/mo
Today · 4.125%
HK$8,006
baseline
▲ 0.50% · 4.625%
HK$8,428
+HK$422/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$16,012/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,255
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,480
−HK$230/mo
Today · 4.125%
HK$7,710
baseline
▲ 0.50% · 4.625%
HK$8,179
+HK$469/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,420/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,071
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,287
−HK$220/mo
Today · 4.125%
HK$8,507
baseline
▲ 0.50% · 4.625%
HK$8,955
+HK$448/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,014/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,681
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,920
−HK$243/mo
Today · 4.125%
HK$8,163
baseline
▲ 0.50% · 4.625%
HK$8,660
+HK$497/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$16,326/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,545
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,775
−HK$232/mo
Today · 4.125%
HK$9,007
baseline
▲ 0.50% · 4.625%
HK$9,482
+HK$475/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$18,014/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).