▼ 0.50% · 3.625%
HK$4,712
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$148/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$305/mo
Deposit HK$1.03M · loan HK$1.03M · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,242
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,383
−HK$142/mo
Today · 4.125%
HK$5,525
baseline
▲ 0.50% · 4.625%
HK$5,816
+HK$291/mo
Deposit HK$1.03M · loan HK$1.03M · min. income ≈ HK$11,050/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,183
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,344
−HK$164/mo
Today · 4.125%
HK$5,508
baseline
▲ 0.50% · 4.625%
HK$5,843
+HK$335/mo
Deposit HK$930K · loan HK$1.14M · min. income ≈ HK$11,016/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,766
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,921
−HK$157/mo
Today · 4.125%
HK$6,078
baseline
▲ 0.50% · 4.625%
HK$6,398
+HK$320/mo
Deposit HK$930K · loan HK$1.14M · min. income ≈ HK$12,156/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,654
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,830
−HK$179/mo
Today · 4.125%
HK$6,009
baseline
▲ 0.50% · 4.625%
HK$6,375
+HK$366/mo
Deposit HK$827K · loan HK$1.24M · min. income ≈ HK$12,018/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,290
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,459
−HK$171/mo
Today · 4.125%
HK$6,630
baseline
▲ 0.50% · 4.625%
HK$6,980
+HK$350/mo
Deposit HK$827K · loan HK$1.24M · min. income ≈ HK$13,260/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,126
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,316
−HK$194/mo
Today · 4.125%
HK$6,510
baseline
▲ 0.50% · 4.625%
HK$6,906
+HK$396/mo
Deposit HK$723K · loan HK$1.34M · min. income ≈ HK$13,020/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,815
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,997
−HK$186/mo
Today · 4.125%
HK$7,183
baseline
▲ 0.50% · 4.625%
HK$7,561
+HK$378/mo
Deposit HK$723K · loan HK$1.34M · min. income ≈ HK$14,366/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,597
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,802
−HK$208/mo
Today · 4.125%
HK$7,010
baseline
▲ 0.50% · 4.625%
HK$7,437
+HK$427/mo
Deposit HK$620K · loan HK$1.45M · min. income ≈ HK$14,020/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,339
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,536
−HK$199/mo
Today · 4.125%
HK$7,735
baseline
▲ 0.50% · 4.625%
HK$8,143
+HK$408/mo
Deposit HK$620K · loan HK$1.45M · min. income ≈ HK$15,470/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,068
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,288
−HK$223/mo
Today · 4.125%
HK$7,511
baseline
▲ 0.50% · 4.625%
HK$7,968
+HK$457/mo
Deposit HK$517K · loan HK$1.55M · min. income ≈ HK$15,022/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,863
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,074
−HK$214/mo
Today · 4.125%
HK$8,288
baseline
▲ 0.50% · 4.625%
HK$8,725
+HK$437/mo
Deposit HK$517K · loan HK$1.55M · min. income ≈ HK$16,576/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,539
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,774
−HK$238/mo
Today · 4.125%
HK$8,012
baseline
▲ 0.50% · 4.625%
HK$8,499
+HK$487/mo
Deposit HK$413K · loan HK$1.65M · min. income ≈ HK$16,024/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,387
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,612
−HK$228/mo
Today · 4.125%
HK$8,840
baseline
▲ 0.50% · 4.625%
HK$9,306
+HK$466/mo
Deposit HK$413K · loan HK$1.65M · min. income ≈ HK$17,680/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,010
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,260
−HK$253/mo
Today · 4.125%
HK$8,513
baseline
▲ 0.50% · 4.625%
HK$9,031
+HK$518/mo
Deposit HK$310K · loan HK$1.76M · min. income ≈ HK$17,026/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,911
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,150
−HK$243/mo
Today · 4.125%
HK$9,393
baseline
▲ 0.50% · 4.625%
HK$9,888
+HK$495/mo
Deposit HK$310K · loan HK$1.76M · min. income ≈ HK$18,786/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,482
−HK$531/mo
▼ 0.25% · 3.875%
HK$8,745
−HK$268/mo
Today · 4.125%
HK$9,013
baseline
▲ 0.50% · 4.625%
HK$9,562
+HK$549/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$18,026/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,436
−HK$509/mo
▼ 0.25% · 3.875%
HK$9,689
−HK$256/mo
Today · 4.125%
HK$9,945
baseline
▲ 0.50% · 4.625%
HK$10,470
+HK$525/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$19,890/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).