▼ 0.50% · 3.625%
HK$3,648
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$115/mo
Today · 4.125%
HK$3,877
baseline
▲ 0.50% · 4.625%
HK$4,113
+HK$236/mo
Deposit HK$800K · loan HK$800K · min. income ≈ HK$7,754/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,059
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,168
−HK$110/mo
Today · 4.125%
HK$4,278
baseline
▲ 0.50% · 4.625%
HK$4,504
+HK$226/mo
Deposit HK$800K · loan HK$800K · min. income ≈ HK$8,556/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,013
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,138
−HK$127/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,524
+HK$259/mo
Deposit HK$720K · loan HK$880K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$122/mo
Today · 4.125%
HK$4,706
baseline
▲ 0.50% · 4.625%
HK$4,954
+HK$248/mo
Deposit HK$720K · loan HK$880K · min. income ≈ HK$9,412/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,378
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,514
−HK$139/mo
Today · 4.125%
HK$4,653
baseline
▲ 0.50% · 4.625%
HK$4,936
+HK$283/mo
Deposit HK$640K · loan HK$960K · min. income ≈ HK$9,306/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,871
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,001
−HK$133/mo
Today · 4.125%
HK$5,134
baseline
▲ 0.50% · 4.625%
HK$5,404
+HK$270/mo
Deposit HK$640K · loan HK$960K · min. income ≈ HK$10,268/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,743
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,891
−HK$149/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,347
+HK$307/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,277
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,418
−HK$144/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,855
+HK$293/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,108
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,267
−HK$161/mo
Today · 4.125%
HK$5,428
baseline
▲ 0.50% · 4.625%
HK$5,758
+HK$330/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,856/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,682
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,835
−HK$154/mo
Today · 4.125%
HK$5,989
baseline
▲ 0.50% · 4.625%
HK$6,305
+HK$316/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,978/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$173/mo
Today · 4.125%
HK$5,816
baseline
▲ 0.50% · 4.625%
HK$6,170
+HK$354/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,632/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,088
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,252
−HK$165/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,755
+HK$338/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,838
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,019
−HK$185/mo
Today · 4.125%
HK$6,204
baseline
▲ 0.50% · 4.625%
HK$6,581
+HK$377/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,408/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,494
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,668
−HK$177/mo
Today · 4.125%
HK$6,845
baseline
▲ 0.50% · 4.625%
HK$7,206
+HK$361/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,690/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,202
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,395
−HK$196/mo
Today · 4.125%
HK$6,591
baseline
▲ 0.50% · 4.625%
HK$6,992
+HK$401/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,182/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,900
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,085
−HK$188/mo
Today · 4.125%
HK$7,273
baseline
▲ 0.50% · 4.625%
HK$7,656
+HK$383/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,546/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,567
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,771
−HK$208/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,404
+HK$425/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,306
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,502
−HK$199/mo
Today · 4.125%
HK$7,701
baseline
▲ 0.50% · 4.625%
HK$8,107
+HK$406/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,402/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).