▼ 0.50% · 3.625%
HK$4,500
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$143/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$291/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,007
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,141
−HK$136/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,555
+HK$278/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,950
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,104
−HK$157/mo
Today · 4.125%
HK$5,261
baseline
▲ 0.50% · 4.625%
HK$5,581
+HK$320/mo
Deposit HK$888K · loan HK$1.09M · min. income ≈ HK$10,522/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,507
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,655
−HK$150/mo
Today · 4.125%
HK$5,805
baseline
▲ 0.50% · 4.625%
HK$6,111
+HK$306/mo
Deposit HK$888K · loan HK$1.09M · min. income ≈ HK$11,610/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,400
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,568
−HK$171/mo
Today · 4.125%
HK$5,739
baseline
▲ 0.50% · 4.625%
HK$6,088
+HK$349/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$11,478/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,008
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,169
−HK$163/mo
Today · 4.125%
HK$6,332
baseline
▲ 0.50% · 4.625%
HK$6,666
+HK$334/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$12,664/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,850
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,032
−HK$185/mo
Today · 4.125%
HK$6,217
baseline
▲ 0.50% · 4.625%
HK$6,596
+HK$379/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$12,434/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,509
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,683
−HK$177/mo
Today · 4.125%
HK$6,860
baseline
▲ 0.50% · 4.625%
HK$7,222
+HK$362/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$13,720/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,300
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,496
−HK$200/mo
Today · 4.125%
HK$6,696
baseline
▲ 0.50% · 4.625%
HK$7,103
+HK$407/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$13,392/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,009
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,197
−HK$191/mo
Today · 4.125%
HK$7,388
baseline
▲ 0.50% · 4.625%
HK$7,777
+HK$389/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$14,776/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,750
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,960
−HK$214/mo
Today · 4.125%
HK$7,174
baseline
▲ 0.50% · 4.625%
HK$7,610
+HK$436/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$14,348/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,510
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,711
−HK$205/mo
Today · 4.125%
HK$7,916
baseline
▲ 0.50% · 4.625%
HK$8,333
+HK$417/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$15,832/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,200
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,424
−HK$228/mo
Today · 4.125%
HK$7,652
baseline
▲ 0.50% · 4.625%
HK$8,118
+HK$466/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$15,304/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,010
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,225
−HK$218/mo
Today · 4.125%
HK$8,443
baseline
▲ 0.50% · 4.625%
HK$8,888
+HK$445/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$16,886/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,651
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,889
−HK$241/mo
Today · 4.125%
HK$8,130
baseline
▲ 0.50% · 4.625%
HK$8,625
+HK$495/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,260/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,511
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,739
−HK$232/mo
Today · 4.125%
HK$8,971
baseline
▲ 0.50% · 4.625%
HK$9,444
+HK$473/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,942/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,101
−HK$508/mo
▼ 0.25% · 3.875%
HK$8,353
−HK$256/mo
Today · 4.125%
HK$8,609
baseline
▲ 0.50% · 4.625%
HK$9,132
+HK$523/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$17,218/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,012
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,253
−HK$246/mo
Today · 4.125%
HK$9,499
baseline
▲ 0.50% · 4.625%
HK$9,999
+HK$500/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$18,998/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).