▼ 0.50% · 3.625%
HK$4,504
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$143/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,078
+HK$291/mo
Deposit HK$988K · loan HK$988K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,145
−HK$136/mo
Today · 4.125%
HK$5,281
baseline
▲ 0.50% · 4.625%
HK$5,560
+HK$279/mo
Deposit HK$988K · loan HK$988K · min. income ≈ HK$10,562/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$156/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,586
+HK$321/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$150/mo
Today · 4.125%
HK$5,810
baseline
▲ 0.50% · 4.625%
HK$6,116
+HK$306/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$11,620/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,405
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,573
−HK$171/mo
Today · 4.125%
HK$5,744
baseline
▲ 0.50% · 4.625%
HK$6,093
+HK$349/mo
Deposit HK$790K · loan HK$1.19M · min. income ≈ HK$11,488/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,174
−HK$164/mo
Today · 4.125%
HK$6,338
baseline
▲ 0.50% · 4.625%
HK$6,672
+HK$334/mo
Deposit HK$790K · loan HK$1.19M · min. income ≈ HK$12,676/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,855
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,037
−HK$186/mo
Today · 4.125%
HK$6,223
baseline
▲ 0.50% · 4.625%
HK$6,601
+HK$378/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$12,446/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,514
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,689
−HK$177/mo
Today · 4.125%
HK$6,866
baseline
▲ 0.50% · 4.625%
HK$7,228
+HK$362/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$13,732/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,306
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,502
−HK$199/mo
Today · 4.125%
HK$6,701
baseline
▲ 0.50% · 4.625%
HK$7,109
+HK$408/mo
Deposit HK$593K · loan HK$1.38M · min. income ≈ HK$13,402/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,015
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,203
−HK$191/mo
Today · 4.125%
HK$7,394
baseline
▲ 0.50% · 4.625%
HK$7,784
+HK$390/mo
Deposit HK$593K · loan HK$1.38M · min. income ≈ HK$14,788/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,756
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,966
−HK$214/mo
Today · 4.125%
HK$7,180
baseline
▲ 0.50% · 4.625%
HK$7,617
+HK$437/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$14,360/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,516
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,718
−HK$204/mo
Today · 4.125%
HK$7,922
baseline
▲ 0.50% · 4.625%
HK$8,340
+HK$418/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$15,844/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,207
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,431
−HK$227/mo
Today · 4.125%
HK$7,658
baseline
▲ 0.50% · 4.625%
HK$8,124
+HK$466/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$15,316/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,017
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,232
−HK$218/mo
Today · 4.125%
HK$8,450
baseline
▲ 0.50% · 4.625%
HK$8,896
+HK$446/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$16,900/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,657
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,895
−HK$242/mo
Today · 4.125%
HK$8,137
baseline
▲ 0.50% · 4.625%
HK$8,632
+HK$495/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,274/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,518
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,747
−HK$232/mo
Today · 4.125%
HK$8,979
baseline
▲ 0.50% · 4.625%
HK$9,452
+HK$473/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,958/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,107
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,360
−HK$256/mo
Today · 4.125%
HK$8,616
baseline
▲ 0.50% · 4.625%
HK$9,140
+HK$524/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,232/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,019
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,261
−HK$246/mo
Today · 4.125%
HK$9,507
baseline
▲ 0.50% · 4.625%
HK$10,008
+HK$501/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,014/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).