▼ 0.50% · 3.625%
HK$4,122
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$131/mo
Today · 4.125%
HK$4,381
baseline
▲ 0.50% · 4.625%
HK$4,647
+HK$266/mo
Deposit HK$904K · loan HK$904K · min. income ≈ HK$8,762/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$124/mo
Today · 4.125%
HK$4,833
baseline
▲ 0.50% · 4.625%
HK$5,088
+HK$255/mo
Deposit HK$904K · loan HK$904K · min. income ≈ HK$9,666/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,534
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,675
−HK$144/mo
Today · 4.125%
HK$4,819
baseline
▲ 0.50% · 4.625%
HK$5,112
+HK$293/mo
Deposit HK$813K · loan HK$994K · min. income ≈ HK$9,638/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,044
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,180
−HK$137/mo
Today · 4.125%
HK$5,317
baseline
▲ 0.50% · 4.625%
HK$5,597
+HK$280/mo
Deposit HK$813K · loan HK$994K · min. income ≈ HK$10,634/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,100
−HK$157/mo
Today · 4.125%
HK$5,257
baseline
▲ 0.50% · 4.625%
HK$5,577
+HK$320/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$10,514/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,503
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,650
−HK$150/mo
Today · 4.125%
HK$5,800
baseline
▲ 0.50% · 4.625%
HK$6,106
+HK$306/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$11,600/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,359
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,525
−HK$170/mo
Today · 4.125%
HK$5,695
baseline
▲ 0.50% · 4.625%
HK$6,041
+HK$346/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$11,390/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,961
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,121
−HK$163/mo
Today · 4.125%
HK$6,284
baseline
▲ 0.50% · 4.625%
HK$6,615
+HK$331/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$12,568/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,771
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,950
−HK$183/mo
Today · 4.125%
HK$6,133
baseline
▲ 0.50% · 4.625%
HK$6,506
+HK$373/mo
Deposit HK$542K · loan HK$1.27M · min. income ≈ HK$12,266/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,420
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,592
−HK$175/mo
Today · 4.125%
HK$6,767
baseline
▲ 0.50% · 4.625%
HK$7,124
+HK$357/mo
Deposit HK$542K · loan HK$1.27M · min. income ≈ HK$13,534/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,183
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,375
−HK$196/mo
Today · 4.125%
HK$6,571
baseline
▲ 0.50% · 4.625%
HK$6,971
+HK$400/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$13,142/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,879
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,063
−HK$187/mo
Today · 4.125%
HK$7,250
baseline
▲ 0.50% · 4.625%
HK$7,632
+HK$382/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$14,500/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,595
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,800
−HK$209/mo
Today · 4.125%
HK$7,009
baseline
▲ 0.50% · 4.625%
HK$7,435
+HK$426/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,018/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,337
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,534
−HK$200/mo
Today · 4.125%
HK$7,734
baseline
▲ 0.50% · 4.625%
HK$8,141
+HK$407/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,468/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,007
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,225
−HK$222/mo
Today · 4.125%
HK$7,447
baseline
▲ 0.50% · 4.625%
HK$7,900
+HK$453/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,894/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,796
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,005
−HK$212/mo
Today · 4.125%
HK$8,217
baseline
▲ 0.50% · 4.625%
HK$8,650
+HK$433/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,434/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,420
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,650
−HK$235/mo
Today · 4.125%
HK$7,885
baseline
▲ 0.50% · 4.625%
HK$8,365
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,770/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,254
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,476
−HK$224/mo
Today · 4.125%
HK$8,700
baseline
▲ 0.50% · 4.625%
HK$9,159
+HK$459/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,400/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).