▼ 0.50% · 3.625%
HK$3,391
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,496
−HK$107/mo
Today · 4.125%
HK$3,603
baseline
▲ 0.50% · 4.625%
HK$3,823
+HK$220/mo
Deposit HK$743K · loan HK$743K · min. income ≈ HK$7,206/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,772
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$103/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,185
+HK$209/mo
Deposit HK$743K · loan HK$743K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,846
−HK$118/mo
Today · 4.125%
HK$3,964
baseline
▲ 0.50% · 4.625%
HK$4,205
+HK$241/mo
Deposit HK$669K · loan HK$818K · min. income ≈ HK$7,928/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,149
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$112/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$231/mo
Deposit HK$669K · loan HK$818K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,195
−HK$129/mo
Today · 4.125%
HK$4,324
baseline
▲ 0.50% · 4.625%
HK$4,587
+HK$263/mo
Deposit HK$595K · loan HK$892K · min. income ≈ HK$8,648/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,526
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$123/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$252/mo
Deposit HK$595K · loan HK$892K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,408
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,545
−HK$139/mo
Today · 4.125%
HK$4,684
baseline
▲ 0.50% · 4.625%
HK$4,969
+HK$285/mo
Deposit HK$520K · loan HK$967K · min. income ≈ HK$9,368/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,035
−HK$134/mo
Today · 4.125%
HK$5,169
baseline
▲ 0.50% · 4.625%
HK$5,441
+HK$272/mo
Deposit HK$520K · loan HK$967K · min. income ≈ HK$10,338/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,747
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$150/mo
Today · 4.125%
HK$5,045
baseline
▲ 0.50% · 4.625%
HK$5,352
+HK$307/mo
Deposit HK$446K · loan HK$1.04M · min. income ≈ HK$10,090/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$143/mo
Today · 4.125%
HK$5,566
baseline
▲ 0.50% · 4.625%
HK$5,860
+HK$294/mo
Deposit HK$446K · loan HK$1.04M · min. income ≈ HK$11,132/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,086
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$161/mo
Today · 4.125%
HK$5,405
baseline
▲ 0.50% · 4.625%
HK$5,734
+HK$329/mo
Deposit HK$372K · loan HK$1.12M · min. income ≈ HK$10,810/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$154/mo
Today · 4.125%
HK$5,964
baseline
▲ 0.50% · 4.625%
HK$6,278
+HK$314/mo
Deposit HK$372K · loan HK$1.12M · min. income ≈ HK$11,928/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,425
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,594
−HK$171/mo
Today · 4.125%
HK$5,765
baseline
▲ 0.50% · 4.625%
HK$6,116
+HK$351/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,530/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,035
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,197
−HK$164/mo
Today · 4.125%
HK$6,361
baseline
▲ 0.50% · 4.625%
HK$6,697
+HK$336/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,722/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,764
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,943
−HK$183/mo
Today · 4.125%
HK$6,126
baseline
▲ 0.50% · 4.625%
HK$6,498
+HK$372/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$12,252/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,413
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,584
−HK$175/mo
Today · 4.125%
HK$6,759
baseline
▲ 0.50% · 4.625%
HK$7,115
+HK$356/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$13,518/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,103
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,293
−HK$193/mo
Today · 4.125%
HK$6,486
baseline
▲ 0.50% · 4.625%
HK$6,881
+HK$395/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$12,972/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,790
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,972
−HK$185/mo
Today · 4.125%
HK$7,157
baseline
▲ 0.50% · 4.625%
HK$7,534
+HK$377/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,314/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).