▼ 0.50% · 3.625%
HK$3,510
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,619
−HK$111/mo
Today · 4.125%
HK$3,730
baseline
▲ 0.50% · 4.625%
HK$3,957
+HK$227/mo
Deposit HK$770K · loan HK$770K · min. income ≈ HK$7,460/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,905
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,010
−HK$106/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,333
+HK$217/mo
Deposit HK$770K · loan HK$770K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,861
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,981
−HK$122/mo
Today · 4.125%
HK$4,103
baseline
▲ 0.50% · 4.625%
HK$4,353
+HK$250/mo
Deposit HK$693K · loan HK$847K · min. income ≈ HK$8,206/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,296
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,411
−HK$117/mo
Today · 4.125%
HK$4,528
baseline
▲ 0.50% · 4.625%
HK$4,766
+HK$238/mo
Deposit HK$693K · loan HK$847K · min. income ≈ HK$9,056/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,212
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,343
−HK$133/mo
Today · 4.125%
HK$4,476
baseline
▲ 0.50% · 4.625%
HK$4,749
+HK$273/mo
Deposit HK$616K · loan HK$924K · min. income ≈ HK$8,952/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,686
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,812
−HK$127/mo
Today · 4.125%
HK$4,939
baseline
▲ 0.50% · 4.625%
HK$5,200
+HK$261/mo
Deposit HK$616K · loan HK$924K · min. income ≈ HK$9,878/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,563
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$144/mo
Today · 4.125%
HK$4,849
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$296/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$9,698/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,077
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$138/mo
Today · 4.125%
HK$5,351
baseline
▲ 0.50% · 4.625%
HK$5,633
+HK$282/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$10,702/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,914
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,067
−HK$155/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,540
+HK$318/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,467
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,614
−HK$148/mo
Today · 4.125%
HK$5,762
baseline
▲ 0.50% · 4.625%
HK$6,066
+HK$304/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$11,524/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,265
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,429
−HK$166/mo
Today · 4.125%
HK$5,595
baseline
▲ 0.50% · 4.625%
HK$5,936
+HK$341/mo
Deposit HK$385K · loan HK$1.15M · min. income ≈ HK$11,190/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,858
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,015
−HK$159/mo
Today · 4.125%
HK$6,174
baseline
▲ 0.50% · 4.625%
HK$6,500
+HK$326/mo
Deposit HK$385K · loan HK$1.15M · min. income ≈ HK$12,348/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,616
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,791
−HK$178/mo
Today · 4.125%
HK$5,969
baseline
▲ 0.50% · 4.625%
HK$6,332
+HK$363/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$11,938/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,248
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,416
−HK$170/mo
Today · 4.125%
HK$6,586
baseline
▲ 0.50% · 4.625%
HK$6,933
+HK$347/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$13,172/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,967
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,153
−HK$189/mo
Today · 4.125%
HK$6,342
baseline
▲ 0.50% · 4.625%
HK$6,727
+HK$385/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,684/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,639
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,817
−HK$180/mo
Today · 4.125%
HK$6,997
baseline
▲ 0.50% · 4.625%
HK$7,366
+HK$369/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$13,994/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,318
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,515
−HK$200/mo
Today · 4.125%
HK$6,715
baseline
▲ 0.50% · 4.625%
HK$7,123
+HK$408/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,430/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,029
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,218
−HK$191/mo
Today · 4.125%
HK$7,409
baseline
▲ 0.50% · 4.625%
HK$7,799
+HK$390/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,818/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).