▼ 0.50% · 3.625%
HK$4,230
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,362
−HK$133/mo
Today · 4.125%
HK$4,495
baseline
▲ 0.50% · 4.625%
HK$4,769
+HK$274/mo
Deposit HK$928K · loan HK$928K · min. income ≈ HK$8,990/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,706
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,832
−HK$128/mo
Today · 4.125%
HK$4,960
baseline
▲ 0.50% · 4.625%
HK$5,222
+HK$262/mo
Deposit HK$928K · loan HK$928K · min. income ≈ HK$9,920/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,653
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$147/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,246
+HK$301/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$141/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,744
+HK$288/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,076
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,234
−HK$160/mo
Today · 4.125%
HK$5,394
baseline
▲ 0.50% · 4.625%
HK$5,723
+HK$329/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$10,788/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,647
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,799
−HK$153/mo
Today · 4.125%
HK$5,952
baseline
▲ 0.50% · 4.625%
HK$6,266
+HK$314/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$11,904/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,499
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,670
−HK$174/mo
Today · 4.125%
HK$5,844
baseline
▲ 0.50% · 4.625%
HK$6,200
+HK$356/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$11,688/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,118
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,282
−HK$166/mo
Today · 4.125%
HK$6,448
baseline
▲ 0.50% · 4.625%
HK$6,788
+HK$340/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$12,896/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,922
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,106
−HK$188/mo
Today · 4.125%
HK$6,294
baseline
▲ 0.50% · 4.625%
HK$6,676
+HK$382/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$12,588/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,588
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,765
−HK$179/mo
Today · 4.125%
HK$6,944
baseline
▲ 0.50% · 4.625%
HK$7,310
+HK$366/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$13,888/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,345
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,543
−HK$200/mo
Today · 4.125%
HK$6,743
baseline
▲ 0.50% · 4.625%
HK$7,153
+HK$410/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$13,486/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,059
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,248
−HK$192/mo
Today · 4.125%
HK$7,440
baseline
▲ 0.50% · 4.625%
HK$7,832
+HK$392/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$14,880/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,768
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,979
−HK$214/mo
Today · 4.125%
HK$7,193
baseline
▲ 0.50% · 4.625%
HK$7,630
+HK$437/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$14,386/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,530
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,731
−HK$205/mo
Today · 4.125%
HK$7,936
baseline
▲ 0.50% · 4.625%
HK$8,355
+HK$419/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$15,872/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,191
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,415
−HK$227/mo
Today · 4.125%
HK$7,642
baseline
▲ 0.50% · 4.625%
HK$8,107
+HK$465/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$15,284/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,000
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,215
−HK$217/mo
Today · 4.125%
HK$8,432
baseline
▲ 0.50% · 4.625%
HK$8,877
+HK$445/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$16,864/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,614
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,851
−HK$241/mo
Today · 4.125%
HK$8,092
baseline
▲ 0.50% · 4.625%
HK$8,584
+HK$492/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,184/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,471
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,698
−HK$230/mo
Today · 4.125%
HK$8,928
baseline
▲ 0.50% · 4.625%
HK$9,399
+HK$471/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,856/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).