▼ 0.50% · 3.625%
HK$2,598
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,679
−HK$82/mo
Today · 4.125%
HK$2,761
baseline
▲ 0.50% · 4.625%
HK$2,929
+HK$168/mo
Deposit HK$570K · loan HK$570K · min. income ≈ HK$5,522/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,890
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,968
−HK$78/mo
Today · 4.125%
HK$3,046
baseline
▲ 0.50% · 4.625%
HK$3,207
+HK$161/mo
Deposit HK$570K · loan HK$570K · min. income ≈ HK$6,092/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,858
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,947
−HK$90/mo
Today · 4.125%
HK$3,037
baseline
▲ 0.50% · 4.625%
HK$3,222
+HK$185/mo
Deposit HK$513K · loan HK$627K · min. income ≈ HK$6,074/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,179
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,264
−HK$87/mo
Today · 4.125%
HK$3,351
baseline
▲ 0.50% · 4.625%
HK$3,527
+HK$176/mo
Deposit HK$513K · loan HK$627K · min. income ≈ HK$6,702/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,117
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,214
−HK$99/mo
Today · 4.125%
HK$3,313
baseline
▲ 0.50% · 4.625%
HK$3,514
+HK$201/mo
Deposit HK$456K · loan HK$684K · min. income ≈ HK$6,626/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,468
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,561
−HK$94/mo
Today · 4.125%
HK$3,655
baseline
▲ 0.50% · 4.625%
HK$3,848
+HK$193/mo
Deposit HK$456K · loan HK$684K · min. income ≈ HK$7,310/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,377
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,482
−HK$107/mo
Today · 4.125%
HK$3,589
baseline
▲ 0.50% · 4.625%
HK$3,807
+HK$218/mo
Deposit HK$399K · loan HK$741K · min. income ≈ HK$7,178/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,858
−HK$102/mo
Today · 4.125%
HK$3,960
baseline
▲ 0.50% · 4.625%
HK$4,169
+HK$209/mo
Deposit HK$399K · loan HK$741K · min. income ≈ HK$7,920/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,637
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,750
−HK$115/mo
Today · 4.125%
HK$3,865
baseline
▲ 0.50% · 4.625%
HK$4,100
+HK$235/mo
Deposit HK$342K · loan HK$797K · min. income ≈ HK$7,730/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,046
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$110/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,489
+HK$224/mo
Deposit HK$342K · loan HK$797K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,897
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,018
−HK$123/mo
Today · 4.125%
HK$4,141
baseline
▲ 0.50% · 4.625%
HK$4,393
+HK$252/mo
Deposit HK$285K · loan HK$854K · min. income ≈ HK$8,282/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,335
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,451
−HK$118/mo
Today · 4.125%
HK$4,569
baseline
▲ 0.50% · 4.625%
HK$4,810
+HK$241/mo
Deposit HK$285K · loan HK$854K · min. income ≈ HK$9,138/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,157
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$131/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,686
+HK$269/mo
Deposit HK$228K · loan HK$911K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,748
−HK$126/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,131
+HK$257/mo
Deposit HK$228K · loan HK$911K · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$139/mo
Today · 4.125%
HK$4,693
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$286/mo
Deposit HK$171K · loan HK$968K · min. income ≈ HK$9,386/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$134/mo
Today · 4.125%
HK$5,179
baseline
▲ 0.50% · 4.625%
HK$5,452
+HK$273/mo
Deposit HK$171K · loan HK$968K · min. income ≈ HK$10,358/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,676
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,822
−HK$147/mo
Today · 4.125%
HK$4,969
baseline
▲ 0.50% · 4.625%
HK$5,272
+HK$303/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$9,938/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,202
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,342
−HK$141/mo
Today · 4.125%
HK$5,483
baseline
▲ 0.50% · 4.625%
HK$5,772
+HK$289/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$10,966/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).