▼ 0.50% · 3.625%
HK$4,474
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$142/mo
Today · 4.125%
HK$4,755
baseline
▲ 0.50% · 4.625%
HK$5,044
+HK$289/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$9,510/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,978
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,111
−HK$135/mo
Today · 4.125%
HK$5,246
baseline
▲ 0.50% · 4.625%
HK$5,523
+HK$277/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$10,492/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,922
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,075
−HK$155/mo
Today · 4.125%
HK$5,230
baseline
▲ 0.50% · 4.625%
HK$5,549
+HK$319/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$10,460/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,622
−HK$149/mo
Today · 4.125%
HK$5,771
baseline
▲ 0.50% · 4.625%
HK$6,075
+HK$304/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$11,542/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,369
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,536
−HK$170/mo
Today · 4.125%
HK$5,706
baseline
▲ 0.50% · 4.625%
HK$6,053
+HK$347/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$11,412/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,973
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,133
−HK$163/mo
Today · 4.125%
HK$6,296
baseline
▲ 0.50% · 4.625%
HK$6,628
+HK$332/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$12,592/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,817
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,997
−HK$184/mo
Today · 4.125%
HK$6,181
baseline
▲ 0.50% · 4.625%
HK$6,557
+HK$376/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$12,362/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,471
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,644
−HK$176/mo
Today · 4.125%
HK$6,820
baseline
▲ 0.50% · 4.625%
HK$7,180
+HK$360/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$13,640/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,264
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,459
−HK$198/mo
Today · 4.125%
HK$6,657
baseline
▲ 0.50% · 4.625%
HK$7,062
+HK$405/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$13,314/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,969
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,155
−HK$190/mo
Today · 4.125%
HK$7,345
baseline
▲ 0.50% · 4.625%
HK$7,732
+HK$387/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$14,690/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,711
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,920
−HK$212/mo
Today · 4.125%
HK$7,132
baseline
▲ 0.50% · 4.625%
HK$7,566
+HK$434/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,264/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,466
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,667
−HK$203/mo
Today · 4.125%
HK$7,870
baseline
▲ 0.50% · 4.625%
HK$8,285
+HK$415/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,740/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,159
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,381
−HK$227/mo
Today · 4.125%
HK$7,608
baseline
▲ 0.50% · 4.625%
HK$8,071
+HK$463/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,216/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,964
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,178
−HK$216/mo
Today · 4.125%
HK$8,394
baseline
▲ 0.50% · 4.625%
HK$8,837
+HK$443/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,788/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,606
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,843
−HK$240/mo
Today · 4.125%
HK$8,083
baseline
▲ 0.50% · 4.625%
HK$8,575
+HK$492/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,166/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,462
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,689
−HK$230/mo
Today · 4.125%
HK$8,919
baseline
▲ 0.50% · 4.625%
HK$9,389
+HK$470/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,838/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,054
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,304
−HK$255/mo
Today · 4.125%
HK$8,559
baseline
▲ 0.50% · 4.625%
HK$9,079
+HK$520/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,118/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,960
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,200
−HK$244/mo
Today · 4.125%
HK$9,444
baseline
▲ 0.50% · 4.625%
HK$9,941
+HK$497/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,888/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).