▼ 0.50% · 3.625%
HK$4,378
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,515
−HK$138/mo
Today · 4.125%
HK$4,653
baseline
▲ 0.50% · 4.625%
HK$4,936
+HK$283/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$9,306/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,871
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,002
−HK$132/mo
Today · 4.125%
HK$5,134
baseline
▲ 0.50% · 4.625%
HK$5,405
+HK$271/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$10,268/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$152/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$312/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,358
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$145/mo
Today · 4.125%
HK$5,647
baseline
▲ 0.50% · 4.625%
HK$5,945
+HK$298/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$11,294/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,254
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$166/mo
Today · 4.125%
HK$5,583
baseline
▲ 0.50% · 4.625%
HK$5,923
+HK$340/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$11,166/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,845
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,002
−HK$159/mo
Today · 4.125%
HK$6,161
baseline
▲ 0.50% · 4.625%
HK$6,486
+HK$325/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$12,322/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,692
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,869
−HK$180/mo
Today · 4.125%
HK$6,049
baseline
▲ 0.50% · 4.625%
HK$6,417
+HK$368/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$12,098/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,332
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,502
−HK$172/mo
Today · 4.125%
HK$6,674
baseline
▲ 0.50% · 4.625%
HK$7,026
+HK$352/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$13,348/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,130
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,320
−HK$194/mo
Today · 4.125%
HK$6,514
baseline
▲ 0.50% · 4.625%
HK$6,910
+HK$396/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$13,028/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,819
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,002
−HK$186/mo
Today · 4.125%
HK$7,188
baseline
▲ 0.50% · 4.625%
HK$7,567
+HK$379/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$14,376/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,568
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,772
−HK$207/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,404
+HK$425/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,306
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,502
−HK$199/mo
Today · 4.125%
HK$7,701
baseline
▲ 0.50% · 4.625%
HK$8,107
+HK$406/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,402/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,005
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,223
−HK$222/mo
Today · 4.125%
HK$7,445
baseline
▲ 0.50% · 4.625%
HK$7,898
+HK$453/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,890/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,793
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,002
−HK$212/mo
Today · 4.125%
HK$8,214
baseline
▲ 0.50% · 4.625%
HK$8,647
+HK$433/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,428/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,443
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,675
−HK$235/mo
Today · 4.125%
HK$7,910
baseline
▲ 0.50% · 4.625%
HK$8,391
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,820/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,280
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,503
−HK$225/mo
Today · 4.125%
HK$8,728
baseline
▲ 0.50% · 4.625%
HK$9,188
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,456/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,881
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,126
−HK$249/mo
Today · 4.125%
HK$8,375
baseline
▲ 0.50% · 4.625%
HK$8,885
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,750/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,768
−HK$473/mo
▼ 0.25% · 3.875%
HK$9,003
−HK$238/mo
Today · 4.125%
HK$9,241
baseline
▲ 0.50% · 4.625%
HK$9,728
+HK$487/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,482/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).