▼ 0.50% · 3.625%
HK$4,038
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$127/mo
Today · 4.125%
HK$4,291
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$262/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$8,582/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$122/mo
Today · 4.125%
HK$4,735
baseline
▲ 0.50% · 4.625%
HK$4,985
+HK$250/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$9,470/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,442
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,580
−HK$141/mo
Today · 4.125%
HK$4,721
baseline
▲ 0.50% · 4.625%
HK$5,008
+HK$287/mo
Deposit HK$797K · loan HK$974K · min. income ≈ HK$9,442/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,074
−HK$135/mo
Today · 4.125%
HK$5,209
baseline
▲ 0.50% · 4.625%
HK$5,483
+HK$274/mo
Deposit HK$797K · loan HK$974K · min. income ≈ HK$10,418/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,846
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,997
−HK$153/mo
Today · 4.125%
HK$5,150
baseline
▲ 0.50% · 4.625%
HK$5,463
+HK$313/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$10,300/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,391
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,536
−HK$146/mo
Today · 4.125%
HK$5,682
baseline
▲ 0.50% · 4.625%
HK$5,982
+HK$300/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$11,364/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,250
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$166/mo
Today · 4.125%
HK$5,579
baseline
▲ 0.50% · 4.625%
HK$5,918
+HK$339/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$11,158/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,840
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,997
−HK$159/mo
Today · 4.125%
HK$6,156
baseline
▲ 0.50% · 4.625%
HK$6,480
+HK$324/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$12,312/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,654
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,829
−HK$179/mo
Today · 4.125%
HK$6,008
baseline
▲ 0.50% · 4.625%
HK$6,374
+HK$366/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$12,016/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,290
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,458
−HK$171/mo
Today · 4.125%
HK$6,629
baseline
▲ 0.50% · 4.625%
HK$6,979
+HK$350/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$13,258/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,057
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,246
−HK$191/mo
Today · 4.125%
HK$6,437
baseline
▲ 0.50% · 4.625%
HK$6,829
+HK$392/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$12,874/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,739
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,920
−HK$183/mo
Today · 4.125%
HK$7,103
baseline
▲ 0.50% · 4.625%
HK$7,477
+HK$374/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$14,206/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,461
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,662
−HK$204/mo
Today · 4.125%
HK$6,866
baseline
▲ 0.50% · 4.625%
HK$7,284
+HK$418/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$13,732/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,188
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,381
−HK$195/mo
Today · 4.125%
HK$7,576
baseline
▲ 0.50% · 4.625%
HK$7,976
+HK$400/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$15,152/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,865
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,079
−HK$217/mo
Today · 4.125%
HK$7,296
baseline
▲ 0.50% · 4.625%
HK$7,739
+HK$443/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,592/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,637
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,842
−HK$208/mo
Today · 4.125%
HK$8,050
baseline
▲ 0.50% · 4.625%
HK$8,474
+HK$424/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,100/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,269
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,495
−HK$230/mo
Today · 4.125%
HK$7,725
baseline
▲ 0.50% · 4.625%
HK$8,195
+HK$470/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,450/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,087
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,303
−HK$220/mo
Today · 4.125%
HK$8,523
baseline
▲ 0.50% · 4.625%
HK$8,973
+HK$450/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,046/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).