▼ 0.50% · 3.625%
HK$4,107
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,234
−HK$130/mo
Today · 4.125%
HK$4,364
baseline
▲ 0.50% · 4.625%
HK$4,630
+HK$266/mo
Deposit HK$900K · loan HK$900K · min. income ≈ HK$8,728/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,569
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$124/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,069
+HK$254/mo
Deposit HK$900K · loan HK$900K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,517
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$143/mo
Today · 4.125%
HK$4,801
baseline
▲ 0.50% · 4.625%
HK$5,093
+HK$292/mo
Deposit HK$810K · loan HK$991K · min. income ≈ HK$9,602/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,025
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$137/mo
Today · 4.125%
HK$5,297
baseline
▲ 0.50% · 4.625%
HK$5,576
+HK$279/mo
Deposit HK$810K · loan HK$991K · min. income ≈ HK$10,594/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,928
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,081
−HK$156/mo
Today · 4.125%
HK$5,237
baseline
▲ 0.50% · 4.625%
HK$5,556
+HK$319/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$10,474/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,482
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,629
−HK$149/mo
Today · 4.125%
HK$5,778
baseline
▲ 0.50% · 4.625%
HK$6,083
+HK$305/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$11,556/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,339
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,505
−HK$168/mo
Today · 4.125%
HK$5,673
baseline
▲ 0.50% · 4.625%
HK$6,019
+HK$346/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$11,346/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,939
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,098
−HK$162/mo
Today · 4.125%
HK$6,260
baseline
▲ 0.50% · 4.625%
HK$6,590
+HK$330/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$12,520/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,749
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,928
−HK$182/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,482
+HK$372/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,396
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,568
−HK$174/mo
Today · 4.125%
HK$6,742
baseline
▲ 0.50% · 4.625%
HK$7,097
+HK$355/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$13,484/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,160
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,352
−HK$194/mo
Today · 4.125%
HK$6,546
baseline
▲ 0.50% · 4.625%
HK$6,944
+HK$398/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,092/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,853
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,037
−HK$186/mo
Today · 4.125%
HK$7,223
baseline
▲ 0.50% · 4.625%
HK$7,604
+HK$381/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,446/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,571
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,775
−HK$208/mo
Today · 4.125%
HK$6,983
baseline
▲ 0.50% · 4.625%
HK$7,407
+HK$424/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,966/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,310
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,506
−HK$199/mo
Today · 4.125%
HK$7,705
baseline
▲ 0.50% · 4.625%
HK$8,111
+HK$406/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,410/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,981
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,198
−HK$221/mo
Today · 4.125%
HK$7,419
baseline
▲ 0.50% · 4.625%
HK$7,870
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,838/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,767
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,975
−HK$211/mo
Today · 4.125%
HK$8,186
baseline
▲ 0.50% · 4.625%
HK$8,618
+HK$432/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,372/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,392
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,622
−HK$233/mo
Today · 4.125%
HK$7,855
baseline
▲ 0.50% · 4.625%
HK$8,333
+HK$478/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,710/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,223
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,444
−HK$224/mo
Today · 4.125%
HK$8,668
baseline
▲ 0.50% · 4.625%
HK$9,125
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,336/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).