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At today's rate and a 90% mortgage, the deposit on this unit is about HK$193K, with repayments around HK$8,433/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,866/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 97 schools within a 1 km walk.
Everyday convenience — 186 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 115 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- N
- Saleable Area
- 238 Saleable ft²
- Gross Area
- 358 ft²
- Efficiency
- 66%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-10 | HK$1.70M | −43.3% 4.2y |
| 2022-04-13 | HK$3.00M | +20.0% 3.8y · 5.0%/yr |
| 2018-06-06 | HK$2.50M | +33.0% 1.6y · 21.0%/yr |
| 2016-11-07 | HK$1.88M | +52.8% 5.7y · 9.0%/yr |
| 2011-03-02 | HK$1.23M | +32.3% |
| 1997-09-30 | HK$930K | — |