▼ 0.50% · 3.625%
HK$4,569
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,712
−HK$144/mo
Today · 4.125%
HK$4,856
baseline
▲ 0.50% · 4.625%
HK$5,151
+HK$295/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,712/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,083
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$138/mo
Today · 4.125%
HK$5,358
baseline
▲ 0.50% · 4.625%
HK$5,641
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,716/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,026
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,183
−HK$159/mo
Today · 4.125%
HK$5,342
baseline
▲ 0.50% · 4.625%
HK$5,667
+HK$325/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$10,684/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,592
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,742
−HK$152/mo
Today · 4.125%
HK$5,894
baseline
▲ 0.50% · 4.625%
HK$6,205
+HK$311/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$11,788/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,483
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,654
−HK$173/mo
Today · 4.125%
HK$5,827
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$355/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$11,654/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,100
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,264
−HK$166/mo
Today · 4.125%
HK$6,430
baseline
▲ 0.50% · 4.625%
HK$6,769
+HK$339/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$12,860/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,940
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,125
−HK$188/mo
Today · 4.125%
HK$6,313
baseline
▲ 0.50% · 4.625%
HK$6,697
+HK$384/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$12,626/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,608
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,786
−HK$179/mo
Today · 4.125%
HK$6,965
baseline
▲ 0.50% · 4.625%
HK$7,333
+HK$368/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$13,930/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,397
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,596
−HK$202/mo
Today · 4.125%
HK$6,798
baseline
▲ 0.50% · 4.625%
HK$7,212
+HK$414/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$13,596/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,117
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,308
−HK$193/mo
Today · 4.125%
HK$7,501
baseline
▲ 0.50% · 4.625%
HK$7,897
+HK$396/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$15,002/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,854
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,067
−HK$217/mo
Today · 4.125%
HK$7,284
baseline
▲ 0.50% · 4.625%
HK$7,727
+HK$443/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,568/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,625
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,830
−HK$207/mo
Today · 4.125%
HK$8,037
baseline
▲ 0.50% · 4.625%
HK$8,461
+HK$424/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,074/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,311
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,538
−HK$232/mo
Today · 4.125%
HK$7,770
baseline
▲ 0.50% · 4.625%
HK$8,242
+HK$472/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,540/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,133
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,352
−HK$221/mo
Today · 4.125%
HK$8,573
baseline
▲ 0.50% · 4.625%
HK$9,025
+HK$452/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,146/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,768
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,010
−HK$245/mo
Today · 4.125%
HK$8,255
baseline
▲ 0.50% · 4.625%
HK$8,757
+HK$502/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$16,510/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,642
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,874
−HK$235/mo
Today · 4.125%
HK$9,109
baseline
▲ 0.50% · 4.625%
HK$9,589
+HK$480/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$18,218/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,225
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,481
−HK$260/mo
Today · 4.125%
HK$8,741
baseline
▲ 0.50% · 4.625%
HK$9,273
+HK$532/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,482/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,150
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,396
−HK$249/mo
Today · 4.125%
HK$9,645
baseline
▲ 0.50% · 4.625%
HK$10,153
+HK$508/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,290/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).