▼ 0.50% · 3.625%
HK$4,111
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$130/mo
Today · 4.125%
HK$4,368
baseline
▲ 0.50% · 4.625%
HK$4,634
+HK$266/mo
Deposit HK$901K · loan HK$901K · min. income ≈ HK$8,736/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$124/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$254/mo
Deposit HK$901K · loan HK$901K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,522
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,662
−HK$143/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,098
+HK$293/mo
Deposit HK$811K · loan HK$991K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,030
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,165
−HK$137/mo
Today · 4.125%
HK$5,302
baseline
▲ 0.50% · 4.625%
HK$5,582
+HK$280/mo
Deposit HK$811K · loan HK$991K · min. income ≈ HK$10,604/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,933
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$156/mo
Today · 4.125%
HK$5,242
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$319/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$10,484/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,488
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,635
−HK$149/mo
Today · 4.125%
HK$5,784
baseline
▲ 0.50% · 4.625%
HK$6,089
+HK$305/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$11,568/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,344
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,510
−HK$169/mo
Today · 4.125%
HK$5,679
baseline
▲ 0.50% · 4.625%
HK$6,024
+HK$345/mo
Deposit HK$631K · loan HK$1.17M · min. income ≈ HK$11,358/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,945
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,104
−HK$162/mo
Today · 4.125%
HK$6,266
baseline
▲ 0.50% · 4.625%
HK$6,596
+HK$330/mo
Deposit HK$631K · loan HK$1.17M · min. income ≈ HK$12,532/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,755
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,934
−HK$182/mo
Today · 4.125%
HK$6,116
baseline
▲ 0.50% · 4.625%
HK$6,488
+HK$372/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$12,232/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,574
−HK$174/mo
Today · 4.125%
HK$6,748
baseline
▲ 0.50% · 4.625%
HK$7,104
+HK$356/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$13,496/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,166
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,358
−HK$195/mo
Today · 4.125%
HK$6,553
baseline
▲ 0.50% · 4.625%
HK$6,951
+HK$398/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$13,106/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,859
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,043
−HK$187/mo
Today · 4.125%
HK$7,230
baseline
▲ 0.50% · 4.625%
HK$7,611
+HK$381/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$14,460/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,577
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,782
−HK$207/mo
Today · 4.125%
HK$6,989
baseline
▲ 0.50% · 4.625%
HK$7,415
+HK$426/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$13,978/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,317
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,513
−HK$199/mo
Today · 4.125%
HK$7,712
baseline
▲ 0.50% · 4.625%
HK$8,119
+HK$407/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$15,424/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,988
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,205
−HK$221/mo
Today · 4.125%
HK$7,426
baseline
▲ 0.50% · 4.625%
HK$7,878
+HK$452/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,852/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,774
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,983
−HK$211/mo
Today · 4.125%
HK$8,194
baseline
▲ 0.50% · 4.625%
HK$8,626
+HK$432/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,388/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,399
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,629
−HK$234/mo
Today · 4.125%
HK$7,863
baseline
▲ 0.50% · 4.625%
HK$8,342
+HK$479/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,726/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,231
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,452
−HK$224/mo
Today · 4.125%
HK$8,676
baseline
▲ 0.50% · 4.625%
HK$9,133
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,352/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).