▼ 0.50% · 3.625%
HK$4,492
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,632
−HK$142/mo
Today · 4.125%
HK$4,774
baseline
▲ 0.50% · 4.625%
HK$5,064
+HK$290/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$9,548/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,997
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,131
−HK$136/mo
Today · 4.125%
HK$5,267
baseline
▲ 0.50% · 4.625%
HK$5,545
+HK$278/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$10,534/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,941
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$156/mo
Today · 4.125%
HK$5,251
baseline
▲ 0.50% · 4.625%
HK$5,571
+HK$320/mo
Deposit HK$886K · loan HK$1.08M · min. income ≈ HK$10,502/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,497
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$149/mo
Today · 4.125%
HK$5,794
baseline
▲ 0.50% · 4.625%
HK$6,100
+HK$306/mo
Deposit HK$886K · loan HK$1.08M · min. income ≈ HK$11,588/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,390
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,558
−HK$171/mo
Today · 4.125%
HK$5,729
baseline
▲ 0.50% · 4.625%
HK$6,077
+HK$348/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$11,458/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,997
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,158
−HK$163/mo
Today · 4.125%
HK$6,321
baseline
▲ 0.50% · 4.625%
HK$6,654
+HK$333/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$12,642/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,840
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,021
−HK$185/mo
Today · 4.125%
HK$6,206
baseline
▲ 0.50% · 4.625%
HK$6,584
+HK$378/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$12,412/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,497
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,671
−HK$177/mo
Today · 4.125%
HK$6,848
baseline
▲ 0.50% · 4.625%
HK$7,209
+HK$361/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$13,696/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,289
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,485
−HK$198/mo
Today · 4.125%
HK$6,683
baseline
▲ 0.50% · 4.625%
HK$7,090
+HK$407/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$13,366/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,996
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,184
−HK$190/mo
Today · 4.125%
HK$7,374
baseline
▲ 0.50% · 4.625%
HK$7,763
+HK$389/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$14,748/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,738
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,948
−HK$213/mo
Today · 4.125%
HK$7,161
baseline
▲ 0.50% · 4.625%
HK$7,596
+HK$435/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$14,322/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,496
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,697
−HK$204/mo
Today · 4.125%
HK$7,901
baseline
▲ 0.50% · 4.625%
HK$8,318
+HK$417/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$15,802/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,187
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,411
−HK$227/mo
Today · 4.125%
HK$7,638
baseline
▲ 0.50% · 4.625%
HK$8,103
+HK$465/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$15,276/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,996
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,210
−HK$218/mo
Today · 4.125%
HK$8,428
baseline
▲ 0.50% · 4.625%
HK$8,872
+HK$444/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$16,856/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,637
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,874
−HK$241/mo
Today · 4.125%
HK$8,115
baseline
▲ 0.50% · 4.625%
HK$8,609
+HK$494/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,230/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,496
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,723
−HK$232/mo
Today · 4.125%
HK$8,955
baseline
▲ 0.50% · 4.625%
HK$9,427
+HK$472/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,910/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,086
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,337
−HK$256/mo
Today · 4.125%
HK$8,593
baseline
▲ 0.50% · 4.625%
HK$9,116
+HK$523/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,186/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,995
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,237
−HK$244/mo
Today · 4.125%
HK$9,481
baseline
▲ 0.50% · 4.625%
HK$9,981
+HK$500/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,962/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).