▼ 0.50% · 3.625%
HK$4,099
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,226
−HK$130/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,621
+HK$265/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,560
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$124/mo
Today · 4.125%
HK$4,806
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$254/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$9,612/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,509
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,649
−HK$142/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,083
+HK$292/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,016
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$137/mo
Today · 4.125%
HK$5,287
baseline
▲ 0.50% · 4.625%
HK$5,566
+HK$279/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$10,574/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,919
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,072
−HK$155/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,545
+HK$318/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,472
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$148/mo
Today · 4.125%
HK$5,767
baseline
▲ 0.50% · 4.625%
HK$6,072
+HK$305/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$11,534/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,494
−HK$169/mo
Today · 4.125%
HK$5,663
baseline
▲ 0.50% · 4.625%
HK$6,007
+HK$344/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$11,326/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,087
−HK$161/mo
Today · 4.125%
HK$6,248
baseline
▲ 0.50% · 4.625%
HK$6,577
+HK$329/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$12,496/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,738
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,917
−HK$181/mo
Today · 4.125%
HK$6,098
baseline
▲ 0.50% · 4.625%
HK$6,469
+HK$371/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,196/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,384
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,555
−HK$174/mo
Today · 4.125%
HK$6,729
baseline
▲ 0.50% · 4.625%
HK$7,083
+HK$354/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,458/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,148
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,339
−HK$195/mo
Today · 4.125%
HK$6,534
baseline
▲ 0.50% · 4.625%
HK$6,931
+HK$397/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,068/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,840
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,023
−HK$186/mo
Today · 4.125%
HK$7,209
baseline
▲ 0.50% · 4.625%
HK$7,589
+HK$380/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,418/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,558
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,762
−HK$207/mo
Today · 4.125%
HK$6,969
baseline
▲ 0.50% · 4.625%
HK$7,393
+HK$424/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,938/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,296
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,491
−HK$199/mo
Today · 4.125%
HK$7,690
baseline
▲ 0.50% · 4.625%
HK$8,095
+HK$405/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,380/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,968
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,185
−HK$220/mo
Today · 4.125%
HK$7,405
baseline
▲ 0.50% · 4.625%
HK$7,856
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,810/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,752
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,960
−HK$211/mo
Today · 4.125%
HK$8,171
baseline
▲ 0.50% · 4.625%
HK$8,601
+HK$430/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,342/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,378
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,607
−HK$234/mo
Today · 4.125%
HK$7,841
baseline
▲ 0.50% · 4.625%
HK$8,318
+HK$477/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,682/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,208
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,428
−HK$223/mo
Today · 4.125%
HK$8,651
baseline
▲ 0.50% · 4.625%
HK$9,107
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,302/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).