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At today's rate and a 90% mortgage, the deposit on this unit is about HK$176K, with repayments around HK$7,666/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,332/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 97 schools within a 1 km walk.
Everyday convenience — 186 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 115 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 210 Saleable ft²
- Gross Area
- 316 ft²
- Efficiency
- 66%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-20 | HK$2.64M | +2.2% 3.6y · 1.0%/yr |
| 2018-03-01 | HK$2.58M | +214.6% 8.5y · 25.0%/yr |
| 2009-09-08 | HK$820K | +39.0% |
| 2008-03-14 | HK$590K | +31.1% |
| 2006-02-18 | HK$450K | — |