▼ 0.50% · 3.625%
HK$4,395
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,531
−HK$139/mo
Today · 4.125%
HK$4,670
baseline
▲ 0.50% · 4.625%
HK$4,954
+HK$284/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$9,340/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,889
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,020
−HK$133/mo
Today · 4.125%
HK$5,153
baseline
▲ 0.50% · 4.625%
HK$5,425
+HK$272/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$10,306/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,834
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$153/mo
Today · 4.125%
HK$5,137
baseline
▲ 0.50% · 4.625%
HK$5,450
+HK$313/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$10,274/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,378
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,522
−HK$146/mo
Today · 4.125%
HK$5,668
baseline
▲ 0.50% · 4.625%
HK$5,967
+HK$299/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$11,336/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,274
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,438
−HK$166/mo
Today · 4.125%
HK$5,604
baseline
▲ 0.50% · 4.625%
HK$5,945
+HK$341/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$11,208/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,867
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,024
−HK$160/mo
Today · 4.125%
HK$6,184
baseline
▲ 0.50% · 4.625%
HK$6,510
+HK$326/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$12,368/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,713
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,891
−HK$180/mo
Today · 4.125%
HK$6,071
baseline
▲ 0.50% · 4.625%
HK$6,441
+HK$370/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$12,142/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,356
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,526
−HK$173/mo
Today · 4.125%
HK$6,699
baseline
▲ 0.50% · 4.625%
HK$7,052
+HK$353/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$13,398/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,152
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,344
−HK$194/mo
Today · 4.125%
HK$6,538
baseline
▲ 0.50% · 4.625%
HK$6,936
+HK$398/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$13,076/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,845
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,028
−HK$186/mo
Today · 4.125%
HK$7,214
baseline
▲ 0.50% · 4.625%
HK$7,595
+HK$381/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$14,428/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,592
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,797
−HK$208/mo
Today · 4.125%
HK$7,005
baseline
▲ 0.50% · 4.625%
HK$7,432
+HK$427/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$14,010/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,333
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,530
−HK$200/mo
Today · 4.125%
HK$7,730
baseline
▲ 0.50% · 4.625%
HK$8,137
+HK$407/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$15,460/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,031
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,250
−HK$222/mo
Today · 4.125%
HK$7,472
baseline
▲ 0.50% · 4.625%
HK$7,927
+HK$455/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,944/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,822
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,032
−HK$213/mo
Today · 4.125%
HK$8,245
baseline
▲ 0.50% · 4.625%
HK$8,680
+HK$435/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,490/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,471
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,703
−HK$236/mo
Today · 4.125%
HK$7,939
baseline
▲ 0.50% · 4.625%
HK$8,422
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,878/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,311
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,534
−HK$226/mo
Today · 4.125%
HK$8,760
baseline
▲ 0.50% · 4.625%
HK$9,222
+HK$462/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,520/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,910
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,156
−HK$250/mo
Today · 4.125%
HK$8,406
baseline
▲ 0.50% · 4.625%
HK$8,918
+HK$512/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$16,812/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,800
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,036
−HK$240/mo
Today · 4.125%
HK$9,276
baseline
▲ 0.50% · 4.625%
HK$9,765
+HK$489/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$18,552/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).