▼ 0.50% · 3.625%
HK$4,155
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,285
−HK$131/mo
Today · 4.125%
HK$4,416
baseline
▲ 0.50% · 4.625%
HK$4,685
+HK$269/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$8,832/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,623
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,747
−HK$125/mo
Today · 4.125%
HK$4,872
baseline
▲ 0.50% · 4.625%
HK$5,129
+HK$257/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$9,744/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,571
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,713
−HK$144/mo
Today · 4.125%
HK$4,857
baseline
▲ 0.50% · 4.625%
HK$5,153
+HK$296/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$9,714/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,221
−HK$139/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,642
+HK$282/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,986
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,141
−HK$158/mo
Today · 4.125%
HK$5,299
baseline
▲ 0.50% · 4.625%
HK$5,621
+HK$322/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$10,598/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,547
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,696
−HK$151/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,155
+HK$308/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,402
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,570
−HK$171/mo
Today · 4.125%
HK$5,741
baseline
▲ 0.50% · 4.625%
HK$6,090
+HK$349/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$11,482/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,171
−HK$163/mo
Today · 4.125%
HK$6,334
baseline
▲ 0.50% · 4.625%
HK$6,668
+HK$334/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$12,668/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,817
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,998
−HK$184/mo
Today · 4.125%
HK$6,182
baseline
▲ 0.50% · 4.625%
HK$6,558
+HK$376/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,364/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,472
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,645
−HK$176/mo
Today · 4.125%
HK$6,821
baseline
▲ 0.50% · 4.625%
HK$7,181
+HK$360/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,642/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,233
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,427
−HK$197/mo
Today · 4.125%
HK$6,624
baseline
▲ 0.50% · 4.625%
HK$7,027
+HK$403/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,248/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,934
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,120
−HK$189/mo
Today · 4.125%
HK$7,309
baseline
▲ 0.50% · 4.625%
HK$7,694
+HK$385/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,618/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,648
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,855
−HK$210/mo
Today · 4.125%
HK$7,065
baseline
▲ 0.50% · 4.625%
HK$7,495
+HK$430/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,130/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,396
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,595
−HK$201/mo
Today · 4.125%
HK$7,796
baseline
▲ 0.50% · 4.625%
HK$8,207
+HK$411/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,592/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,064
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,284
−HK$223/mo
Today · 4.125%
HK$7,507
baseline
▲ 0.50% · 4.625%
HK$7,964
+HK$457/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$15,014/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,859
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,069
−HK$214/mo
Today · 4.125%
HK$8,283
baseline
▲ 0.50% · 4.625%
HK$8,720
+HK$437/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,566/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,479
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,712
−HK$236/mo
Today · 4.125%
HK$7,948
baseline
▲ 0.50% · 4.625%
HK$8,432
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,896/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,321
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,544
−HK$226/mo
Today · 4.125%
HK$8,770
baseline
▲ 0.50% · 4.625%
HK$9,233
+HK$463/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,540/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).