▼ 0.50% · 3.625%
HK$2,614
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,696
−HK$82/mo
Today · 4.125%
HK$2,778
baseline
▲ 0.50% · 4.625%
HK$2,947
+HK$169/mo
Deposit HK$573K · loan HK$573K · min. income ≈ HK$5,556/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,908
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,986
−HK$80/mo
Today · 4.125%
HK$3,066
baseline
▲ 0.50% · 4.625%
HK$3,227
+HK$161/mo
Deposit HK$573K · loan HK$573K · min. income ≈ HK$6,132/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,876
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,965
−HK$91/mo
Today · 4.125%
HK$3,056
baseline
▲ 0.50% · 4.625%
HK$3,242
+HK$186/mo
Deposit HK$516K · loan HK$631K · min. income ≈ HK$6,112/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,199
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,285
−HK$87/mo
Today · 4.125%
HK$3,372
baseline
▲ 0.50% · 4.625%
HK$3,550
+HK$178/mo
Deposit HK$516K · loan HK$631K · min. income ≈ HK$6,744/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,137
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,235
−HK$99/mo
Today · 4.125%
HK$3,334
baseline
▲ 0.50% · 4.625%
HK$3,537
+HK$203/mo
Deposit HK$459K · loan HK$688K · min. income ≈ HK$6,668/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,490
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,584
−HK$95/mo
Today · 4.125%
HK$3,679
baseline
▲ 0.50% · 4.625%
HK$3,873
+HK$194/mo
Deposit HK$459K · loan HK$688K · min. income ≈ HK$7,358/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,399
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,504
−HK$108/mo
Today · 4.125%
HK$3,612
baseline
▲ 0.50% · 4.625%
HK$3,831
+HK$219/mo
Deposit HK$401K · loan HK$745K · min. income ≈ HK$7,224/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,882
−HK$103/mo
Today · 4.125%
HK$3,985
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$210/mo
Deposit HK$401K · loan HK$745K · min. income ≈ HK$7,970/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,660
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,774
−HK$116/mo
Today · 4.125%
HK$3,890
baseline
▲ 0.50% · 4.625%
HK$4,126
+HK$236/mo
Deposit HK$344K · loan HK$803K · min. income ≈ HK$7,780/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,072
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,181
−HK$111/mo
Today · 4.125%
HK$4,292
baseline
▲ 0.50% · 4.625%
HK$4,518
+HK$226/mo
Deposit HK$344K · loan HK$803K · min. income ≈ HK$8,584/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,921
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$124/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,421
+HK$254/mo
Deposit HK$287K · loan HK$860K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,363
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,480
−HK$118/mo
Today · 4.125%
HK$4,598
baseline
▲ 0.50% · 4.625%
HK$4,841
+HK$243/mo
Deposit HK$287K · loan HK$860K · min. income ≈ HK$9,196/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,183
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,313
−HK$132/mo
Today · 4.125%
HK$4,445
baseline
▲ 0.50% · 4.625%
HK$4,716
+HK$271/mo
Deposit HK$229K · loan HK$917K · min. income ≈ HK$8,890/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,653
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,778
−HK$127/mo
Today · 4.125%
HK$4,905
baseline
▲ 0.50% · 4.625%
HK$5,163
+HK$258/mo
Deposit HK$229K · loan HK$917K · min. income ≈ HK$9,810/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,444
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,583
−HK$140/mo
Today · 4.125%
HK$4,723
baseline
▲ 0.50% · 4.625%
HK$5,010
+HK$287/mo
Deposit HK$172K · loan HK$975K · min. income ≈ HK$9,446/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,077
−HK$134/mo
Today · 4.125%
HK$5,211
baseline
▲ 0.50% · 4.625%
HK$5,486
+HK$275/mo
Deposit HK$172K · loan HK$975K · min. income ≈ HK$10,422/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,706
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,852
−HK$149/mo
Today · 4.125%
HK$5,001
baseline
▲ 0.50% · 4.625%
HK$5,305
+HK$304/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$10,002/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,235
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,375
−HK$143/mo
Today · 4.125%
HK$5,518
baseline
▲ 0.50% · 4.625%
HK$5,809
+HK$291/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$11,036/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).