▼ 0.50% · 3.625%
HK$4,151
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,280
−HK$132/mo
Today · 4.125%
HK$4,412
baseline
▲ 0.50% · 4.625%
HK$4,680
+HK$268/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$8,824/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,742
−HK$126/mo
Today · 4.125%
HK$4,868
baseline
▲ 0.50% · 4.625%
HK$5,124
+HK$256/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$9,736/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,566
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,708
−HK$145/mo
Today · 4.125%
HK$4,853
baseline
▲ 0.50% · 4.625%
HK$5,148
+HK$295/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$9,706/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,080
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,216
−HK$138/mo
Today · 4.125%
HK$5,354
baseline
▲ 0.50% · 4.625%
HK$5,637
+HK$283/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$10,708/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,981
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,136
−HK$158/mo
Today · 4.125%
HK$5,294
baseline
▲ 0.50% · 4.625%
HK$5,616
+HK$322/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$10,588/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,542
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,690
−HK$151/mo
Today · 4.125%
HK$5,841
baseline
▲ 0.50% · 4.625%
HK$6,149
+HK$308/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$11,682/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,397
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,564
−HK$171/mo
Today · 4.125%
HK$5,735
baseline
▲ 0.50% · 4.625%
HK$6,084
+HK$349/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$11,470/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,004
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,165
−HK$163/mo
Today · 4.125%
HK$6,328
baseline
▲ 0.50% · 4.625%
HK$6,662
+HK$334/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$12,656/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,812
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,993
−HK$183/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,552
+HK$376/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,465
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,639
−HK$176/mo
Today · 4.125%
HK$6,815
baseline
▲ 0.50% · 4.625%
HK$7,174
+HK$359/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$13,630/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,227
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$196/mo
Today · 4.125%
HK$6,617
baseline
▲ 0.50% · 4.625%
HK$7,020
+HK$403/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$13,234/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,927
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,113
−HK$189/mo
Today · 4.125%
HK$7,302
baseline
▲ 0.50% · 4.625%
HK$7,686
+HK$384/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$14,604/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,642
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,849
−HK$209/mo
Today · 4.125%
HK$7,058
baseline
▲ 0.50% · 4.625%
HK$7,488
+HK$430/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,116/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,389
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,587
−HK$201/mo
Today · 4.125%
HK$7,788
baseline
▲ 0.50% · 4.625%
HK$8,199
+HK$411/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,576/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,057
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,277
−HK$223/mo
Today · 4.125%
HK$7,500
baseline
▲ 0.50% · 4.625%
HK$7,956
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$15,000/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,851
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,062
−HK$213/mo
Today · 4.125%
HK$8,275
baseline
▲ 0.50% · 4.625%
HK$8,711
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,550/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,472
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,705
−HK$236/mo
Today · 4.125%
HK$7,941
baseline
▲ 0.50% · 4.625%
HK$8,424
+HK$483/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,882/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,313
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,536
−HK$226/mo
Today · 4.125%
HK$8,762
baseline
▲ 0.50% · 4.625%
HK$9,224
+HK$462/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,524/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).