▼ 0.50% · 3.625%
HK$4,165
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,294
−HK$132/mo
Today · 4.125%
HK$4,426
baseline
▲ 0.50% · 4.625%
HK$4,695
+HK$269/mo
Deposit HK$913K · loan HK$913K · min. income ≈ HK$8,852/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,633
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,758
−HK$126/mo
Today · 4.125%
HK$4,884
baseline
▲ 0.50% · 4.625%
HK$5,141
+HK$257/mo
Deposit HK$913K · loan HK$913K · min. income ≈ HK$9,768/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,581
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,724
−HK$145/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,165
+HK$296/mo
Deposit HK$822K · loan HK$1.00M · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,097
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,233
−HK$139/mo
Today · 4.125%
HK$5,372
baseline
▲ 0.50% · 4.625%
HK$5,655
+HK$283/mo
Deposit HK$822K · loan HK$1.00M · min. income ≈ HK$10,744/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,998
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,153
−HK$158/mo
Today · 4.125%
HK$5,311
baseline
▲ 0.50% · 4.625%
HK$5,634
+HK$323/mo
Deposit HK$731K · loan HK$1.10M · min. income ≈ HK$10,622/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,560
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,709
−HK$151/mo
Today · 4.125%
HK$5,860
baseline
▲ 0.50% · 4.625%
HK$6,169
+HK$309/mo
Deposit HK$731K · loan HK$1.10M · min. income ≈ HK$11,720/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,414
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,583
−HK$171/mo
Today · 4.125%
HK$5,754
baseline
▲ 0.50% · 4.625%
HK$6,104
+HK$350/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$11,508/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,023
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,185
−HK$164/mo
Today · 4.125%
HK$6,349
baseline
▲ 0.50% · 4.625%
HK$6,683
+HK$334/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$12,698/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,831
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,012
−HK$184/mo
Today · 4.125%
HK$6,196
baseline
▲ 0.50% · 4.625%
HK$6,573
+HK$377/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$12,392/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,487
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,661
−HK$176/mo
Today · 4.125%
HK$6,837
baseline
▲ 0.50% · 4.625%
HK$7,197
+HK$360/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$13,674/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,247
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,441
−HK$198/mo
Today · 4.125%
HK$6,639
baseline
▲ 0.50% · 4.625%
HK$7,043
+HK$404/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$13,278/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,950
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,136
−HK$189/mo
Today · 4.125%
HK$7,325
baseline
▲ 0.50% · 4.625%
HK$7,712
+HK$387/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$14,650/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,664
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,871
−HK$211/mo
Today · 4.125%
HK$7,082
baseline
▲ 0.50% · 4.625%
HK$7,512
+HK$430/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,164/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,413
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,612
−HK$202/mo
Today · 4.125%
HK$7,814
baseline
▲ 0.50% · 4.625%
HK$8,226
+HK$412/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,628/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,080
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,300
−HK$224/mo
Today · 4.125%
HK$7,524
baseline
▲ 0.50% · 4.625%
HK$7,982
+HK$458/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,048/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,877
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,088
−HK$214/mo
Today · 4.125%
HK$8,302
baseline
▲ 0.50% · 4.625%
HK$8,740
+HK$438/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,604/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,497
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,730
−HK$237/mo
Today · 4.125%
HK$7,967
baseline
▲ 0.50% · 4.625%
HK$8,451
+HK$484/mo
Deposit HK$183K · loan HK$1.64M · min. income ≈ HK$15,934/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,340
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,564
−HK$226/mo
Today · 4.125%
HK$8,790
baseline
▲ 0.50% · 4.625%
HK$9,254
+HK$464/mo
Deposit HK$183K · loan HK$1.64M · min. income ≈ HK$17,580/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).