▼ 0.50% · 3.625%
HK$4,550
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$144/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$294/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,062
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$138/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,617
+HK$281/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,161
−HK$158/mo
Today · 4.125%
HK$5,319
baseline
▲ 0.50% · 4.625%
HK$5,643
+HK$324/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$10,638/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,569
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,718
−HK$151/mo
Today · 4.125%
HK$5,869
baseline
▲ 0.50% · 4.625%
HK$6,179
+HK$310/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$11,738/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,460
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,630
−HK$173/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,156
+HK$353/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,075
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,238
−HK$165/mo
Today · 4.125%
HK$6,403
baseline
▲ 0.50% · 4.625%
HK$6,740
+HK$337/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$12,806/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,100
−HK$186/mo
Today · 4.125%
HK$6,286
baseline
▲ 0.50% · 4.625%
HK$6,669
+HK$383/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$12,572/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,581
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,757
−HK$180/mo
Today · 4.125%
HK$6,937
baseline
▲ 0.50% · 4.625%
HK$7,302
+HK$365/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$13,874/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,371
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,569
−HK$201/mo
Today · 4.125%
HK$6,770
baseline
▲ 0.50% · 4.625%
HK$7,182
+HK$412/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,540/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,087
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,277
−HK$193/mo
Today · 4.125%
HK$7,470
baseline
▲ 0.50% · 4.625%
HK$7,864
+HK$394/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,940/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,826
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,038
−HK$216/mo
Today · 4.125%
HK$7,254
baseline
▲ 0.50% · 4.625%
HK$7,695
+HK$441/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,508/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,593
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,797
−HK$207/mo
Today · 4.125%
HK$8,004
baseline
▲ 0.50% · 4.625%
HK$8,426
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$16,008/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,281
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,507
−HK$230/mo
Today · 4.125%
HK$7,737
baseline
▲ 0.50% · 4.625%
HK$8,208
+HK$471/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,474/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,100
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,317
−HK$220/mo
Today · 4.125%
HK$8,537
baseline
▲ 0.50% · 4.625%
HK$8,987
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,074/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,736
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,976
−HK$245/mo
Today · 4.125%
HK$8,221
baseline
▲ 0.50% · 4.625%
HK$8,721
+HK$500/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$16,442/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,606
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,837
−HK$234/mo
Today · 4.125%
HK$9,071
baseline
▲ 0.50% · 4.625%
HK$9,549
+HK$478/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$18,142/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,191
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,446
−HK$258/mo
Today · 4.125%
HK$8,704
baseline
▲ 0.50% · 4.625%
HK$9,234
+HK$530/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,408/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,112
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,356
−HK$248/mo
Today · 4.125%
HK$9,604
baseline
▲ 0.50% · 4.625%
HK$10,111
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,208/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).