▼ 0.50% · 3.625%
HK$4,033
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,158
−HK$128/mo
Today · 4.125%
HK$4,286
baseline
▲ 0.50% · 4.625%
HK$4,546
+HK$260/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$8,572/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,486
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$122/mo
Today · 4.125%
HK$4,729
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$249/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$9,458/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,436
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,574
−HK$140/mo
Today · 4.125%
HK$4,714
baseline
▲ 0.50% · 4.625%
HK$5,001
+HK$287/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$9,428/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,935
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,067
−HK$135/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$274/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,990
−HK$153/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,456
+HK$313/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,528
−HK$146/mo
Today · 4.125%
HK$5,674
baseline
▲ 0.50% · 4.625%
HK$5,974
+HK$300/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$11,348/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,243
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$165/mo
Today · 4.125%
HK$5,571
baseline
▲ 0.50% · 4.625%
HK$5,910
+HK$339/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$11,142/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,832
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,989
−HK$158/mo
Today · 4.125%
HK$6,147
baseline
▲ 0.50% · 4.625%
HK$6,471
+HK$324/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$12,294/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,646
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,821
−HK$179/mo
Today · 4.125%
HK$6,000
baseline
▲ 0.50% · 4.625%
HK$6,365
+HK$365/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$12,000/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,281
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,449
−HK$171/mo
Today · 4.125%
HK$6,620
baseline
▲ 0.50% · 4.625%
HK$6,969
+HK$349/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$13,240/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,049
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,237
−HK$191/mo
Today · 4.125%
HK$6,428
baseline
▲ 0.50% · 4.625%
HK$6,820
+HK$392/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$12,856/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,730
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,910
−HK$183/mo
Today · 4.125%
HK$7,093
baseline
▲ 0.50% · 4.625%
HK$7,467
+HK$374/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$14,186/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,452
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,653
−HK$204/mo
Today · 4.125%
HK$6,857
baseline
▲ 0.50% · 4.625%
HK$7,274
+HK$417/mo
Deposit HK$354K · loan HK$1.41M · min. income ≈ HK$13,714/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,178
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,371
−HK$195/mo
Today · 4.125%
HK$7,566
baseline
▲ 0.50% · 4.625%
HK$7,965
+HK$399/mo
Deposit HK$354K · loan HK$1.41M · min. income ≈ HK$15,132/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,856
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,069
−HK$217/mo
Today · 4.125%
HK$7,286
baseline
▲ 0.50% · 4.625%
HK$7,729
+HK$443/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,572/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,627
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,831
−HK$208/mo
Today · 4.125%
HK$8,039
baseline
▲ 0.50% · 4.625%
HK$8,463
+HK$424/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,078/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,259
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,485
−HK$229/mo
Today · 4.125%
HK$7,714
baseline
▲ 0.50% · 4.625%
HK$8,183
+HK$469/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,428/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,075
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,292
−HK$220/mo
Today · 4.125%
HK$8,512
baseline
▲ 0.50% · 4.625%
HK$8,960
+HK$448/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,024/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).