▼ 0.50% · 3.625%
HK$4,330
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,465
−HK$137/mo
Today · 4.125%
HK$4,602
baseline
▲ 0.50% · 4.625%
HK$4,882
+HK$280/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$9,204/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,817
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,946
−HK$132/mo
Today · 4.125%
HK$5,078
baseline
▲ 0.50% · 4.625%
HK$5,345
+HK$267/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$10,156/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,763
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,911
−HK$151/mo
Today · 4.125%
HK$5,062
baseline
▲ 0.50% · 4.625%
HK$5,370
+HK$308/mo
Deposit HK$855K · loan HK$1.04M · min. income ≈ HK$10,124/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,299
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,441
−HK$144/mo
Today · 4.125%
HK$5,585
baseline
▲ 0.50% · 4.625%
HK$5,880
+HK$295/mo
Deposit HK$855K · loan HK$1.04M · min. income ≈ HK$11,170/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,358
−HK$164/mo
Today · 4.125%
HK$5,522
baseline
▲ 0.50% · 4.625%
HK$5,858
+HK$336/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$11,044/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,781
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,936
−HK$157/mo
Today · 4.125%
HK$6,093
baseline
▲ 0.50% · 4.625%
HK$6,414
+HK$321/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$12,186/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,629
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,804
−HK$178/mo
Today · 4.125%
HK$5,982
baseline
▲ 0.50% · 4.625%
HK$6,346
+HK$364/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$11,964/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,262
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,430
−HK$171/mo
Today · 4.125%
HK$6,601
baseline
▲ 0.50% · 4.625%
HK$6,949
+HK$348/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$13,202/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,062
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,251
−HK$191/mo
Today · 4.125%
HK$6,442
baseline
▲ 0.50% · 4.625%
HK$6,834
+HK$392/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,884/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,744
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,925
−HK$184/mo
Today · 4.125%
HK$7,109
baseline
▲ 0.50% · 4.625%
HK$7,483
+HK$374/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,218/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,495
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,697
−HK$206/mo
Today · 4.125%
HK$6,903
baseline
▲ 0.50% · 4.625%
HK$7,323
+HK$420/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$13,806/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,226
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,420
−HK$196/mo
Today · 4.125%
HK$7,616
baseline
▲ 0.50% · 4.625%
HK$8,018
+HK$402/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$15,232/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,928
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,144
−HK$219/mo
Today · 4.125%
HK$7,363
baseline
▲ 0.50% · 4.625%
HK$7,811
+HK$448/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,726/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,708
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,914
−HK$210/mo
Today · 4.125%
HK$8,124
baseline
▲ 0.50% · 4.625%
HK$8,552
+HK$428/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,248/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,361
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,590
−HK$233/mo
Today · 4.125%
HK$7,823
baseline
▲ 0.50% · 4.625%
HK$8,299
+HK$476/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$15,646/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,189
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,409
−HK$223/mo
Today · 4.125%
HK$8,632
baseline
▲ 0.50% · 4.625%
HK$9,087
+HK$455/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$17,264/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,794
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,037
−HK$246/mo
Today · 4.125%
HK$8,283
baseline
▲ 0.50% · 4.625%
HK$8,787
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,566/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,671
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,904
−HK$236/mo
Today · 4.125%
HK$9,140
baseline
▲ 0.50% · 4.625%
HK$9,621
+HK$481/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,280/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).