▼ 0.50% · 3.625%
HK$3,951
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,074
−HK$125/mo
Today · 4.125%
HK$4,199
baseline
▲ 0.50% · 4.625%
HK$4,455
+HK$256/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$8,398/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,396
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,514
−HK$120/mo
Today · 4.125%
HK$4,634
baseline
▲ 0.50% · 4.625%
HK$4,878
+HK$244/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$9,268/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,347
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,482
−HK$137/mo
Today · 4.125%
HK$4,619
baseline
▲ 0.50% · 4.625%
HK$4,900
+HK$281/mo
Deposit HK$780K · loan HK$953K · min. income ≈ HK$9,238/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,836
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$132/mo
Today · 4.125%
HK$5,097
baseline
▲ 0.50% · 4.625%
HK$5,366
+HK$269/mo
Deposit HK$780K · loan HK$953K · min. income ≈ HK$10,194/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,742
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,889
−HK$150/mo
Today · 4.125%
HK$5,039
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$307/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$10,078/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$143/mo
Today · 4.125%
HK$5,560
baseline
▲ 0.50% · 4.625%
HK$5,853
+HK$293/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$11,120/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,137
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,297
−HK$162/mo
Today · 4.125%
HK$5,459
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$332/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$10,918/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,715
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,868
−HK$156/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,341
+HK$317/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,532
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,704
−HK$175/mo
Today · 4.125%
HK$5,879
baseline
▲ 0.50% · 4.625%
HK$6,237
+HK$358/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$11,758/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,154
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,319
−HK$168/mo
Today · 4.125%
HK$6,487
baseline
▲ 0.50% · 4.625%
HK$6,829
+HK$342/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$12,974/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,927
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$187/mo
Today · 4.125%
HK$6,299
baseline
▲ 0.50% · 4.625%
HK$6,682
+HK$383/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,598/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,594
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,771
−HK$179/mo
Today · 4.125%
HK$6,950
baseline
▲ 0.50% · 4.625%
HK$7,317
+HK$367/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,900/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,322
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,519
−HK$200/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,128
+HK$409/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,034
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,222
−HK$192/mo
Today · 4.125%
HK$7,414
baseline
▲ 0.50% · 4.625%
HK$7,804
+HK$390/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,828/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,718
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,927
−HK$212/mo
Today · 4.125%
HK$7,139
baseline
▲ 0.50% · 4.625%
HK$7,573
+HK$434/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,278/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,473
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,674
−HK$203/mo
Today · 4.125%
HK$7,877
baseline
▲ 0.50% · 4.625%
HK$8,292
+HK$415/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,754/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,113
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,334
−HK$225/mo
Today · 4.125%
HK$7,559
baseline
▲ 0.50% · 4.625%
HK$8,019
+HK$460/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,118/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,913
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,125
−HK$215/mo
Today · 4.125%
HK$8,340
baseline
▲ 0.50% · 4.625%
HK$8,780
+HK$440/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,680/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).