▼ 0.50% · 3.625%
HK$4,417
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$140/mo
Today · 4.125%
HK$4,694
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$285/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$9,388/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,914
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$134/mo
Today · 4.125%
HK$5,179
baseline
▲ 0.50% · 4.625%
HK$5,452
+HK$273/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$10,358/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,858
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$153/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,477
+HK$314/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,405
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,550
−HK$147/mo
Today · 4.125%
HK$5,697
baseline
▲ 0.50% · 4.625%
HK$5,997
+HK$300/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$11,394/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,300
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,465
−HK$167/mo
Today · 4.125%
HK$5,632
baseline
▲ 0.50% · 4.625%
HK$5,975
+HK$343/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$11,264/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,896
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,054
−HK$161/mo
Today · 4.125%
HK$6,215
baseline
▲ 0.50% · 4.625%
HK$6,542
+HK$327/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$12,430/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,742
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,920
−HK$182/mo
Today · 4.125%
HK$6,102
baseline
▲ 0.50% · 4.625%
HK$6,473
+HK$371/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$12,204/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,388
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,559
−HK$174/mo
Today · 4.125%
HK$6,733
baseline
▲ 0.50% · 4.625%
HK$7,088
+HK$355/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$13,466/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,183
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,376
−HK$195/mo
Today · 4.125%
HK$6,571
baseline
▲ 0.50% · 4.625%
HK$6,971
+HK$400/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$13,142/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,879
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,064
−HK$187/mo
Today · 4.125%
HK$7,251
baseline
▲ 0.50% · 4.625%
HK$7,633
+HK$382/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$14,502/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,625
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,831
−HK$210/mo
Today · 4.125%
HK$7,041
baseline
▲ 0.50% · 4.625%
HK$7,469
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,082/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,370
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,568
−HK$201/mo
Today · 4.125%
HK$7,769
baseline
▲ 0.50% · 4.625%
HK$8,178
+HK$409/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,538/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,067
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,287
−HK$223/mo
Today · 4.125%
HK$7,510
baseline
▲ 0.50% · 4.625%
HK$7,967
+HK$457/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,020/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,862
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,073
−HK$213/mo
Today · 4.125%
HK$8,286
baseline
▲ 0.50% · 4.625%
HK$8,723
+HK$437/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,572/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,508
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,742
−HK$237/mo
Today · 4.125%
HK$7,979
baseline
▲ 0.50% · 4.625%
HK$8,465
+HK$486/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,958/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,353
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,577
−HK$227/mo
Today · 4.125%
HK$8,804
baseline
▲ 0.50% · 4.625%
HK$9,268
+HK$464/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,608/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,950
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,197
−HK$252/mo
Today · 4.125%
HK$8,449
baseline
▲ 0.50% · 4.625%
HK$8,963
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,898/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,844
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,082
−HK$240/mo
Today · 4.125%
HK$9,322
baseline
▲ 0.50% · 4.625%
HK$9,814
+HK$492/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,644/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).