▼ 0.50% · 3.625%
HK$22,736
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,443
−HK$718/mo
Today · 4.125%
HK$24,161
baseline
▲ 0.50% · 4.625%
HK$25,632
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,322/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,293
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,972
−HK$688/mo
Today · 4.125%
HK$26,660
baseline
▲ 0.50% · 4.625%
HK$28,065
+HK$1,405/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,320/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,009
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,787
−HK$791/mo
Today · 4.125%
HK$26,578
baseline
▲ 0.50% · 4.625%
HK$28,195
+HK$1,617/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,156/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,823
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,569
−HK$757/mo
Today · 4.125%
HK$29,326
baseline
▲ 0.50% · 4.625%
HK$30,872
+HK$1,546/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,652/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,283
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,132
−HK$862/mo
Today · 4.125%
HK$28,994
baseline
▲ 0.50% · 4.625%
HK$30,758
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,988/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,352
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,166
−HK$826/mo
Today · 4.125%
HK$31,992
baseline
▲ 0.50% · 4.625%
HK$33,678
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,984/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,556
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,476
−HK$934/mo
Today · 4.125%
HK$31,410
baseline
▲ 0.50% · 4.625%
HK$33,321
+HK$1,911/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,820/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,881
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,763
−HK$895/mo
Today · 4.125%
HK$34,658
baseline
▲ 0.50% · 4.625%
HK$36,485
+HK$1,827/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,316/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,830
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,820
−HK$1,006/mo
Today · 4.125%
HK$33,826
baseline
▲ 0.50% · 4.625%
HK$35,884
+HK$2,058/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,652/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,411
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,360
−HK$964/mo
Today · 4.125%
HK$37,324
baseline
▲ 0.50% · 4.625%
HK$39,291
+HK$1,967/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,648/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,104
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,164
−HK$1,078/mo
Today · 4.125%
HK$36,242
baseline
▲ 0.50% · 4.625%
HK$38,447
+HK$2,205/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,484/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,940
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,957
−HK$1,033/mo
Today · 4.125%
HK$39,990
baseline
▲ 0.50% · 4.625%
HK$42,098
+HK$2,108/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,980/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,377
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,509
−HK$1,149/mo
Today · 4.125%
HK$38,658
baseline
▲ 0.50% · 4.625%
HK$41,011
+HK$2,353/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$77,316/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,469
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,555
−HK$1,101/mo
Today · 4.125%
HK$42,656
baseline
▲ 0.50% · 4.625%
HK$44,904
+HK$2,248/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$85,312/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,651
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,853
−HK$1,221/mo
Today · 4.125%
HK$41,074
baseline
▲ 0.50% · 4.625%
HK$43,574
+HK$2,500/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,148/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,999
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,152
−HK$1,170/mo
Today · 4.125%
HK$45,322
baseline
▲ 0.50% · 4.625%
HK$47,711
+HK$2,389/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,644/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,924
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,197
−HK$1,294/mo
Today · 4.125%
HK$43,491
baseline
▲ 0.50% · 4.625%
HK$46,137
+HK$2,646/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,982/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,528
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,749
−HK$1,239/mo
Today · 4.125%
HK$47,988
baseline
▲ 0.50% · 4.625%
HK$50,517
+HK$2,529/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,976/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,068 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).