▼ 0.50% · 3.625%
HK$22,350
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,045
−HK$706/mo
Today · 4.125%
HK$23,751
baseline
▲ 0.50% · 4.625%
HK$25,197
+HK$1,446/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,502/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,864
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,531
−HK$676/mo
Today · 4.125%
HK$26,207
baseline
▲ 0.50% · 4.625%
HK$27,589
+HK$1,382/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,414/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,585
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,350
−HK$776/mo
Today · 4.125%
HK$26,126
baseline
▲ 0.50% · 4.625%
HK$27,716
+HK$1,590/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,252/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,350
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,084
−HK$744/mo
Today · 4.125%
HK$28,828
baseline
▲ 0.50% · 4.625%
HK$30,348
+HK$1,520/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,656/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,820
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,654
−HK$848/mo
Today · 4.125%
HK$28,502
baseline
▲ 0.50% · 4.625%
HK$30,236
+HK$1,734/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$57,004/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,837
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,637
−HK$812/mo
Today · 4.125%
HK$31,449
baseline
▲ 0.50% · 4.625%
HK$33,106
+HK$1,657/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,898/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,055
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,959
−HK$918/mo
Today · 4.125%
HK$30,877
baseline
▲ 0.50% · 4.625%
HK$32,756
+HK$1,879/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,754/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,323
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,190
−HK$879/mo
Today · 4.125%
HK$34,069
baseline
▲ 0.50% · 4.625%
HK$35,865
+HK$1,796/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,138/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,290
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,263
−HK$989/mo
Today · 4.125%
HK$33,252
baseline
▲ 0.50% · 4.625%
HK$35,275
+HK$2,023/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,504/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,810
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,743
−HK$947/mo
Today · 4.125%
HK$36,690
baseline
▲ 0.50% · 4.625%
HK$38,624
+HK$1,934/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,380/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,525
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,568
−HK$1,059/mo
Today · 4.125%
HK$35,627
baseline
▲ 0.50% · 4.625%
HK$37,795
+HK$2,168/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,254/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,296
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,296
−HK$1,015/mo
Today · 4.125%
HK$39,311
baseline
▲ 0.50% · 4.625%
HK$41,383
+HK$2,072/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,622/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,760
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,872
−HK$1,130/mo
Today · 4.125%
HK$38,002
baseline
▲ 0.50% · 4.625%
HK$40,314
+HK$2,312/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$76,004/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,782
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,849
−HK$1,083/mo
Today · 4.125%
HK$41,932
baseline
▲ 0.50% · 4.625%
HK$44,142
+HK$2,210/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,864/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,995
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,177
−HK$1,200/mo
Today · 4.125%
HK$40,377
baseline
▲ 0.50% · 4.625%
HK$42,834
+HK$2,457/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,754/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,269
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,402
−HK$1,150/mo
Today · 4.125%
HK$44,552
baseline
▲ 0.50% · 4.625%
HK$46,901
+HK$2,349/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,104/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,230
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,481
−HK$1,271/mo
Today · 4.125%
HK$42,752
baseline
▲ 0.50% · 4.625%
HK$45,354
+HK$2,602/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,504/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,755
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,955
−HK$1,218/mo
Today · 4.125%
HK$47,173
baseline
▲ 0.50% · 4.625%
HK$49,660
+HK$2,487/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,346/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,145 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).