▼ 0.50% · 3.625%
HK$22,729
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,436
−HK$718/mo
Today · 4.125%
HK$24,154
baseline
▲ 0.50% · 4.625%
HK$25,624
+HK$1,470/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,308/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,286
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,964
−HK$688/mo
Today · 4.125%
HK$26,652
baseline
▲ 0.50% · 4.625%
HK$28,057
+HK$1,405/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,304/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,002
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,780
−HK$790/mo
Today · 4.125%
HK$26,570
baseline
▲ 0.50% · 4.625%
HK$28,186
+HK$1,616/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,140/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,814
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,560
−HK$757/mo
Today · 4.125%
HK$29,317
baseline
▲ 0.50% · 4.625%
HK$30,862
+HK$1,545/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,634/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,275
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,123
−HK$862/mo
Today · 4.125%
HK$28,985
baseline
▲ 0.50% · 4.625%
HK$30,749
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,970/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,343
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,157
−HK$825/mo
Today · 4.125%
HK$31,982
baseline
▲ 0.50% · 4.625%
HK$33,668
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,964/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,548
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,467
−HK$934/mo
Today · 4.125%
HK$31,401
baseline
▲ 0.50% · 4.625%
HK$33,311
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,802/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,872
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,753
−HK$894/mo
Today · 4.125%
HK$34,647
baseline
▲ 0.50% · 4.625%
HK$36,474
+HK$1,827/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,294/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,821
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,810
−HK$1,006/mo
Today · 4.125%
HK$33,816
baseline
▲ 0.50% · 4.625%
HK$35,874
+HK$2,058/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,632/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,400
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,350
−HK$963/mo
Today · 4.125%
HK$37,313
baseline
▲ 0.50% · 4.625%
HK$39,279
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,626/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,094
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,154
−HK$1,077/mo
Today · 4.125%
HK$36,231
baseline
▲ 0.50% · 4.625%
HK$38,436
+HK$2,205/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,462/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,929
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,946
−HK$1,032/mo
Today · 4.125%
HK$39,978
baseline
▲ 0.50% · 4.625%
HK$42,085
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,956/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,366
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,498
−HK$1,149/mo
Today · 4.125%
HK$38,647
baseline
▲ 0.50% · 4.625%
HK$40,998
+HK$2,351/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,294/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,457
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,542
−HK$1,101/mo
Today · 4.125%
HK$42,643
baseline
▲ 0.50% · 4.625%
HK$44,891
+HK$2,248/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,286/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,639
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,841
−HK$1,221/mo
Today · 4.125%
HK$41,062
baseline
▲ 0.50% · 4.625%
HK$43,561
+HK$2,499/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$82,124/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,986
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,139
−HK$1,169/mo
Today · 4.125%
HK$45,308
baseline
▲ 0.50% · 4.625%
HK$47,696
+HK$2,388/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$90,616/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,912
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,185
−HK$1,293/mo
Today · 4.125%
HK$43,478
baseline
▲ 0.50% · 4.625%
HK$46,123
+HK$2,645/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,956/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,514
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,735
−HK$1,238/mo
Today · 4.125%
HK$47,973
baseline
▲ 0.50% · 4.625%
HK$50,502
+HK$2,529/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,946/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,775 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).