▼ 0.50% · 3.625%
HK$20,061
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,685
−HK$634/mo
Today · 4.125%
HK$21,319
baseline
▲ 0.50% · 4.625%
HK$22,616
+HK$1,297/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,638/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,317
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,916
−HK$607/mo
Today · 4.125%
HK$23,523
baseline
▲ 0.50% · 4.625%
HK$24,763
+HK$1,240/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,046/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,067
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,753
−HK$698/mo
Today · 4.125%
HK$23,451
baseline
▲ 0.50% · 4.625%
HK$24,877
+HK$1,426/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,902/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,549
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,207
−HK$668/mo
Today · 4.125%
HK$25,875
baseline
▲ 0.50% · 4.625%
HK$27,239
+HK$1,364/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,750/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,073
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,822
−HK$760/mo
Today · 4.125%
HK$25,582
baseline
▲ 0.50% · 4.625%
HK$27,139
+HK$1,557/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,164/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,781
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,499
−HK$729/mo
Today · 4.125%
HK$28,228
baseline
▲ 0.50% · 4.625%
HK$29,716
+HK$1,488/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,456/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,079
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,890
−HK$824/mo
Today · 4.125%
HK$27,714
baseline
▲ 0.50% · 4.625%
HK$29,401
+HK$1,687/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,428/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,012
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,791
−HK$789/mo
Today · 4.125%
HK$30,580
baseline
▲ 0.50% · 4.625%
HK$32,192
+HK$1,612/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,160/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,085
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,959
−HK$887/mo
Today · 4.125%
HK$29,846
baseline
▲ 0.50% · 4.625%
HK$31,662
+HK$1,816/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,692/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,244
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,082
−HK$850/mo
Today · 4.125%
HK$32,932
baseline
▲ 0.50% · 4.625%
HK$34,668
+HK$1,736/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,864/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,091
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,027
−HK$951/mo
Today · 4.125%
HK$31,978
baseline
▲ 0.50% · 4.625%
HK$33,924
+HK$1,946/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,956/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,476
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,374
−HK$911/mo
Today · 4.125%
HK$35,285
baseline
▲ 0.50% · 4.625%
HK$37,144
+HK$1,859/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,570/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,097
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,095
−HK$1,015/mo
Today · 4.125%
HK$34,110
baseline
▲ 0.50% · 4.625%
HK$36,185
+HK$2,075/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,220/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,708
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,665
−HK$972/mo
Today · 4.125%
HK$37,637
baseline
▲ 0.50% · 4.625%
HK$39,621
+HK$1,984/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,274/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,103
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,164
−HK$1,078/mo
Today · 4.125%
HK$36,242
baseline
▲ 0.50% · 4.625%
HK$38,447
+HK$2,205/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,484/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,939
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,957
−HK$1,032/mo
Today · 4.125%
HK$39,989
baseline
▲ 0.50% · 4.625%
HK$42,097
+HK$2,108/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$79,978/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,109
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,232
−HK$1,142/mo
Today · 4.125%
HK$38,374
baseline
▲ 0.50% · 4.625%
HK$40,709
+HK$2,335/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,748/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,171
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,249
−HK$1,092/mo
Today · 4.125%
HK$42,341
baseline
▲ 0.50% · 4.625%
HK$44,573
+HK$2,232/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,682/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,927 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).