▼ 0.50% · 3.625%
HK$21,421
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,087
−HK$677/mo
Today · 4.125%
HK$22,764
baseline
▲ 0.50% · 4.625%
HK$24,149
+HK$1,385/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,528/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,831
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,470
−HK$648/mo
Today · 4.125%
HK$25,118
baseline
▲ 0.50% · 4.625%
HK$26,442
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,236/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,563
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,296
−HK$745/mo
Today · 4.125%
HK$25,041
baseline
▲ 0.50% · 4.625%
HK$26,564
+HK$1,523/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,082/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,214
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,917
−HK$713/mo
Today · 4.125%
HK$27,630
baseline
▲ 0.50% · 4.625%
HK$29,086
+HK$1,456/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,260/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,705
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,505
−HK$812/mo
Today · 4.125%
HK$27,317
baseline
▲ 0.50% · 4.625%
HK$28,979
+HK$1,662/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,634/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,597
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,364
−HK$778/mo
Today · 4.125%
HK$30,142
baseline
▲ 0.50% · 4.625%
HK$31,730
+HK$1,588/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,284/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,847
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,713
−HK$880/mo
Today · 4.125%
HK$29,593
baseline
▲ 0.50% · 4.625%
HK$31,394
+HK$1,801/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,186/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,980
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,811
−HK$842/mo
Today · 4.125%
HK$32,653
baseline
▲ 0.50% · 4.625%
HK$34,375
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,306/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,989
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,922
−HK$948/mo
Today · 4.125%
HK$31,870
baseline
▲ 0.50% · 4.625%
HK$33,809
+HK$1,939/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,740/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,363
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,257
−HK$908/mo
Today · 4.125%
HK$35,165
baseline
▲ 0.50% · 4.625%
HK$37,019
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,330/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,131
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,131
−HK$1,015/mo
Today · 4.125%
HK$34,146
baseline
▲ 0.50% · 4.625%
HK$36,224
+HK$2,078/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,292/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,746
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,704
−HK$973/mo
Today · 4.125%
HK$37,677
baseline
▲ 0.50% · 4.625%
HK$39,663
+HK$1,986/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,354/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,273
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,340
−HK$1,083/mo
Today · 4.125%
HK$36,423
baseline
▲ 0.50% · 4.625%
HK$38,639
+HK$2,216/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,846/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,129
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,151
−HK$1,038/mo
Today · 4.125%
HK$40,189
baseline
▲ 0.50% · 4.625%
HK$42,307
+HK$2,118/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,378/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,416
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,548
−HK$1,151/mo
Today · 4.125%
HK$38,699
baseline
▲ 0.50% · 4.625%
HK$41,054
+HK$2,355/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,398/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,512
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,598
−HK$1,103/mo
Today · 4.125%
HK$42,701
baseline
▲ 0.50% · 4.625%
HK$44,951
+HK$2,250/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,402/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,558
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,757
−HK$1,218/mo
Today · 4.125%
HK$40,975
baseline
▲ 0.50% · 4.625%
HK$43,469
+HK$2,494/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,950/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,895
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,045
−HK$1,167/mo
Today · 4.125%
HK$45,212
baseline
▲ 0.50% · 4.625%
HK$47,596
+HK$2,384/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,424/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,407 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).