▼ 0.50% · 3.625%
HK$22,180
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,869
−HK$701/mo
Today · 4.125%
HK$23,570
baseline
▲ 0.50% · 4.625%
HK$25,005
+HK$1,435/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,140/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,674
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,336
−HK$672/mo
Today · 4.125%
HK$26,008
baseline
▲ 0.50% · 4.625%
HK$27,378
+HK$1,370/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$52,016/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,397
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,156
−HK$771/mo
Today · 4.125%
HK$25,927
baseline
▲ 0.50% · 4.625%
HK$27,505
+HK$1,578/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,854/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,142
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,870
−HK$738/mo
Today · 4.125%
HK$28,608
baseline
▲ 0.50% · 4.625%
HK$30,116
+HK$1,508/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,216/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,615
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,443
−HK$841/mo
Today · 4.125%
HK$28,284
baseline
▲ 0.50% · 4.625%
HK$30,005
+HK$1,721/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,568/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,609
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,403
−HK$806/mo
Today · 4.125%
HK$31,209
baseline
▲ 0.50% · 4.625%
HK$32,854
+HK$1,645/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,418/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,833
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,730
−HK$911/mo
Today · 4.125%
HK$30,641
baseline
▲ 0.50% · 4.625%
HK$32,506
+HK$1,865/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,282/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,077
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,937
−HK$873/mo
Today · 4.125%
HK$33,810
baseline
▲ 0.50% · 4.625%
HK$35,592
+HK$1,782/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,620/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,051
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,017
−HK$982/mo
Today · 4.125%
HK$32,999
baseline
▲ 0.50% · 4.625%
HK$35,006
+HK$2,007/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$65,998/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,544
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,471
−HK$940/mo
Today · 4.125%
HK$36,411
baseline
▲ 0.50% · 4.625%
HK$38,330
+HK$1,919/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,822/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,269
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,304
−HK$1,052/mo
Today · 4.125%
HK$35,356
baseline
▲ 0.50% · 4.625%
HK$37,507
+HK$2,151/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,712/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,012
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$38,004
−HK$1,007/mo
Today · 4.125%
HK$39,011
baseline
▲ 0.50% · 4.625%
HK$41,068
+HK$2,057/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,022/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,487
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,591
−HK$1,122/mo
Today · 4.125%
HK$37,713
baseline
▲ 0.50% · 4.625%
HK$40,007
+HK$2,294/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$75,426/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,479
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,538
−HK$1,074/mo
Today · 4.125%
HK$41,612
baseline
▲ 0.50% · 4.625%
HK$43,806
+HK$2,194/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$83,224/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,705
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,878
−HK$1,192/mo
Today · 4.125%
HK$40,070
baseline
▲ 0.50% · 4.625%
HK$42,508
+HK$2,438/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$80,140/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,947
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,072
−HK$1,141/mo
Today · 4.125%
HK$44,213
baseline
▲ 0.50% · 4.625%
HK$46,543
+HK$2,330/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$88,426/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,923
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,165
−HK$1,262/mo
Today · 4.125%
HK$42,427
baseline
▲ 0.50% · 4.625%
HK$45,008
+HK$2,581/mo
Deposit HK$973K · loan HK$8.75M · min. income ≈ HK$84,854/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,414
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,605
−HK$1,209/mo
Today · 4.125%
HK$46,814
baseline
▲ 0.50% · 4.625%
HK$49,281
+HK$2,467/mo
Deposit HK$973K · loan HK$8.75M · min. income ≈ HK$93,628/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,677 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).