▼ 0.50% · 3.625%
HK$20,996
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,649
−HK$664/mo
Today · 4.125%
HK$22,313
baseline
▲ 0.50% · 4.625%
HK$23,670
+HK$1,357/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,626/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,358
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,984
−HK$636/mo
Today · 4.125%
HK$24,620
baseline
▲ 0.50% · 4.625%
HK$25,918
+HK$1,298/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,240/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,096
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,814
−HK$730/mo
Today · 4.125%
HK$24,544
baseline
▲ 0.50% · 4.625%
HK$26,037
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,088/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,694
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,383
−HK$699/mo
Today · 4.125%
HK$27,082
baseline
▲ 0.50% · 4.625%
HK$28,509
+HK$1,427/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,164/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,195
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,979
−HK$796/mo
Today · 4.125%
HK$26,775
baseline
▲ 0.50% · 4.625%
HK$28,404
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,550/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,030
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,781
−HK$763/mo
Today · 4.125%
HK$29,544
baseline
▲ 0.50% · 4.625%
HK$31,101
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,088/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,295
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,144
−HK$863/mo
Today · 4.125%
HK$29,007
baseline
▲ 0.50% · 4.625%
HK$30,772
+HK$1,765/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$58,014/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,365
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,180
−HK$826/mo
Today · 4.125%
HK$32,006
baseline
▲ 0.50% · 4.625%
HK$33,693
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$64,012/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,395
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,309
−HK$929/mo
Today · 4.125%
HK$31,238
baseline
▲ 0.50% · 4.625%
HK$33,139
+HK$1,901/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,476/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,701
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,578
−HK$890/mo
Today · 4.125%
HK$34,468
baseline
▲ 0.50% · 4.625%
HK$36,285
+HK$1,817/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,936/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,494
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,474
−HK$995/mo
Today · 4.125%
HK$33,469
baseline
▲ 0.50% · 4.625%
HK$35,506
+HK$2,037/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,938/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,037
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,977
−HK$953/mo
Today · 4.125%
HK$36,930
baseline
▲ 0.50% · 4.625%
HK$38,876
+HK$1,946/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,860/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,594
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,639
−HK$1,061/mo
Today · 4.125%
HK$35,700
baseline
▲ 0.50% · 4.625%
HK$37,873
+HK$2,173/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,400/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,373
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,375
−HK$1,017/mo
Today · 4.125%
HK$39,392
baseline
▲ 0.50% · 4.625%
HK$41,468
+HK$2,076/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,784/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,693
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,804
−HK$1,128/mo
Today · 4.125%
HK$37,932
baseline
▲ 0.50% · 4.625%
HK$40,240
+HK$2,308/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,864/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,708
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,773
−HK$1,081/mo
Today · 4.125%
HK$41,854
baseline
▲ 0.50% · 4.625%
HK$44,060
+HK$2,206/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,708/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,793
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,969
−HK$1,194/mo
Today · 4.125%
HK$40,163
baseline
▲ 0.50% · 4.625%
HK$42,607
+HK$2,444/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,326/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,044
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,172
−HK$1,144/mo
Today · 4.125%
HK$44,316
baseline
▲ 0.50% · 4.625%
HK$46,652
+HK$2,336/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,632/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,777 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).