▼ 0.50% · 3.625%
HK$20,722
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,366
−HK$655/mo
Today · 4.125%
HK$22,021
baseline
▲ 0.50% · 4.625%
HK$23,361
+HK$1,340/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,042/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,052
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,671
−HK$627/mo
Today · 4.125%
HK$24,298
baseline
▲ 0.50% · 4.625%
HK$25,579
+HK$1,281/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,596/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,794
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,503
−HK$720/mo
Today · 4.125%
HK$24,223
baseline
▲ 0.50% · 4.625%
HK$25,697
+HK$1,474/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,446/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,358
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,038
−HK$690/mo
Today · 4.125%
HK$26,728
baseline
▲ 0.50% · 4.625%
HK$28,137
+HK$1,409/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,456/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,866
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,639
−HK$786/mo
Today · 4.125%
HK$26,425
baseline
▲ 0.50% · 4.625%
HK$28,033
+HK$1,608/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,850/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,663
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,405
−HK$753/mo
Today · 4.125%
HK$29,158
baseline
▲ 0.50% · 4.625%
HK$30,694
+HK$1,536/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,316/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,938
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,776
−HK$851/mo
Today · 4.125%
HK$28,627
baseline
▲ 0.50% · 4.625%
HK$30,369
+HK$1,742/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,254/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,968
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,772
−HK$815/mo
Today · 4.125%
HK$31,587
baseline
▲ 0.50% · 4.625%
HK$33,252
+HK$1,665/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,174/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,010
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,912
−HK$917/mo
Today · 4.125%
HK$30,829
baseline
▲ 0.50% · 4.625%
HK$32,705
+HK$1,876/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,658/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,273
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,139
−HK$878/mo
Today · 4.125%
HK$34,017
baseline
▲ 0.50% · 4.625%
HK$35,810
+HK$1,793/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,034/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,082
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,049
−HK$982/mo
Today · 4.125%
HK$33,031
baseline
▲ 0.50% · 4.625%
HK$35,041
+HK$2,010/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,062/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,579
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,506
−HK$941/mo
Today · 4.125%
HK$36,447
baseline
▲ 0.50% · 4.625%
HK$38,368
+HK$1,921/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,894/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,154
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,186
−HK$1,047/mo
Today · 4.125%
HK$35,233
baseline
▲ 0.50% · 4.625%
HK$37,377
+HK$2,144/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,466/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,884
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,873
−HK$1,004/mo
Today · 4.125%
HK$38,877
baseline
▲ 0.50% · 4.625%
HK$40,926
+HK$2,049/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,754/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,227
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,322
−HK$1,114/mo
Today · 4.125%
HK$37,436
baseline
▲ 0.50% · 4.625%
HK$39,713
+HK$2,277/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,872/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,189
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,240
−HK$1,066/mo
Today · 4.125%
HK$41,306
baseline
▲ 0.50% · 4.625%
HK$43,484
+HK$2,178/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,612/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,299
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,459
−HK$1,179/mo
Today · 4.125%
HK$39,638
baseline
▲ 0.50% · 4.625%
HK$42,050
+HK$2,412/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,276/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,494
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,607
−HK$1,129/mo
Today · 4.125%
HK$43,736
baseline
▲ 0.50% · 4.625%
HK$46,042
+HK$2,306/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,472/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,736 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).