▼ 0.50% · 3.625%
HK$21,776
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,453
−HK$688/mo
Today · 4.125%
HK$23,141
baseline
▲ 0.50% · 4.625%
HK$24,549
+HK$1,408/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,282/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,225
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,875
−HK$659/mo
Today · 4.125%
HK$25,534
baseline
▲ 0.50% · 4.625%
HK$26,880
+HK$1,346/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,068/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,953
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,698
−HK$757/mo
Today · 4.125%
HK$25,455
baseline
▲ 0.50% · 4.625%
HK$27,004
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,910/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,648
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,363
−HK$725/mo
Today · 4.125%
HK$28,088
baseline
▲ 0.50% · 4.625%
HK$29,568
+HK$1,480/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,176/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,131
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,944
−HK$826/mo
Today · 4.125%
HK$27,770
baseline
▲ 0.50% · 4.625%
HK$29,459
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,540/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,070
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,850
−HK$791/mo
Today · 4.125%
HK$30,641
baseline
▲ 0.50% · 4.625%
HK$32,256
+HK$1,615/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,282/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,309
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,189
−HK$895/mo
Today · 4.125%
HK$30,084
baseline
▲ 0.50% · 4.625%
HK$31,914
+HK$1,830/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,168/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,493
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,338
−HK$856/mo
Today · 4.125%
HK$33,194
baseline
▲ 0.50% · 4.625%
HK$34,944
+HK$1,750/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,388/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,486
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,434
−HK$964/mo
Today · 4.125%
HK$32,398
baseline
▲ 0.50% · 4.625%
HK$34,369
+HK$1,971/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,796/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,915
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,825
−HK$923/mo
Today · 4.125%
HK$35,748
baseline
▲ 0.50% · 4.625%
HK$37,632
+HK$1,884/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,496/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,664
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,680
−HK$1,032/mo
Today · 4.125%
HK$34,712
baseline
▲ 0.50% · 4.625%
HK$36,824
+HK$2,112/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,424/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,338
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,313
−HK$988/mo
Today · 4.125%
HK$38,301
baseline
▲ 0.50% · 4.625%
HK$40,320
+HK$2,019/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,602/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,841
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,925
−HK$1,101/mo
Today · 4.125%
HK$37,026
baseline
▲ 0.50% · 4.625%
HK$39,279
+HK$2,253/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,052/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,761
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,800
−HK$1,055/mo
Today · 4.125%
HK$40,855
baseline
▲ 0.50% · 4.625%
HK$43,008
+HK$2,153/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,710/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,019
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,170
−HK$1,170/mo
Today · 4.125%
HK$39,340
baseline
▲ 0.50% · 4.625%
HK$41,734
+HK$2,394/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,680/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,183
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,288
−HK$1,120/mo
Today · 4.125%
HK$43,408
baseline
▲ 0.50% · 4.625%
HK$45,696
+HK$2,288/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,816/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,196
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,416
−HK$1,238/mo
Today · 4.125%
HK$41,654
baseline
▲ 0.50% · 4.625%
HK$44,189
+HK$2,535/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$83,308/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,606
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,775
−HK$1,186/mo
Today · 4.125%
HK$45,961
baseline
▲ 0.50% · 4.625%
HK$48,384
+HK$2,423/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$91,922/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,971 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).