▼ 0.50% · 3.625%
HK$21,606
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,278
−HK$683/mo
Today · 4.125%
HK$22,961
baseline
▲ 0.50% · 4.625%
HK$24,358
+HK$1,397/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,922/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,036
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,681
−HK$654/mo
Today · 4.125%
HK$25,335
baseline
▲ 0.50% · 4.625%
HK$26,670
+HK$1,335/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,670/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,766
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,506
−HK$751/mo
Today · 4.125%
HK$25,257
baseline
▲ 0.50% · 4.625%
HK$26,794
+HK$1,537/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,514/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,440
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,149
−HK$719/mo
Today · 4.125%
HK$27,868
baseline
▲ 0.50% · 4.625%
HK$29,337
+HK$1,469/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,736/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,927
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,734
−HK$819/mo
Today · 4.125%
HK$27,553
baseline
▲ 0.50% · 4.625%
HK$29,229
+HK$1,676/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,106/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,844
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,617
−HK$785/mo
Today · 4.125%
HK$30,402
baseline
▲ 0.50% · 4.625%
HK$32,004
+HK$1,602/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,804/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,088
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,961
−HK$888/mo
Today · 4.125%
HK$29,849
baseline
▲ 0.50% · 4.625%
HK$31,665
+HK$1,816/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,698/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,247
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,085
−HK$850/mo
Today · 4.125%
HK$32,935
baseline
▲ 0.50% · 4.625%
HK$34,672
+HK$1,737/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,870/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,248
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,189
−HK$956/mo
Today · 4.125%
HK$32,145
baseline
▲ 0.50% · 4.625%
HK$34,101
+HK$1,956/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,290/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,651
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,553
−HK$916/mo
Today · 4.125%
HK$35,469
baseline
▲ 0.50% · 4.625%
HK$37,339
+HK$1,870/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,938/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,409
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,417
−HK$1,024/mo
Today · 4.125%
HK$34,441
baseline
▲ 0.50% · 4.625%
HK$36,537
+HK$2,096/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,882/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,055
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,021
−HK$981/mo
Today · 4.125%
HK$38,002
baseline
▲ 0.50% · 4.625%
HK$40,006
+HK$2,004/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,004/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,569
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,645
−HK$1,092/mo
Today · 4.125%
HK$36,737
baseline
▲ 0.50% · 4.625%
HK$38,973
+HK$2,236/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$73,474/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,458
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,490
−HK$1,046/mo
Today · 4.125%
HK$40,536
baseline
▲ 0.50% · 4.625%
HK$42,673
+HK$2,137/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$81,072/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,730
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,873
−HK$1,160/mo
Today · 4.125%
HK$39,033
baseline
▲ 0.50% · 4.625%
HK$41,408
+HK$2,375/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,066/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,862
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,958
−HK$1,111/mo
Today · 4.125%
HK$43,069
baseline
▲ 0.50% · 4.625%
HK$45,340
+HK$2,271/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,138/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,891
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,100
−HK$1,229/mo
Today · 4.125%
HK$41,329
baseline
▲ 0.50% · 4.625%
HK$43,844
+HK$2,515/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$82,658/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,265
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,426
−HK$1,177/mo
Today · 4.125%
HK$45,603
baseline
▲ 0.50% · 4.625%
HK$48,007
+HK$2,404/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$91,206/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,521 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).