▼ 0.50% · 3.625%
HK$21,759
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,436
−HK$688/mo
Today · 4.125%
HK$23,124
baseline
▲ 0.50% · 4.625%
HK$24,531
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,248/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,207
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,856
−HK$659/mo
Today · 4.125%
HK$25,515
baseline
▲ 0.50% · 4.625%
HK$26,860
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,030/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,935
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,680
−HK$756/mo
Today · 4.125%
HK$25,436
baseline
▲ 0.50% · 4.625%
HK$26,984
+HK$1,548/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,872/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,628
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,342
−HK$724/mo
Today · 4.125%
HK$28,066
baseline
▲ 0.50% · 4.625%
HK$29,546
+HK$1,480/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,132/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,111
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,923
−HK$825/mo
Today · 4.125%
HK$27,748
baseline
▲ 0.50% · 4.625%
HK$29,437
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,496/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,048
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,827
−HK$791/mo
Today · 4.125%
HK$30,618
baseline
▲ 0.50% · 4.625%
HK$32,232
+HK$1,614/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,236/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,287
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,167
−HK$894/mo
Today · 4.125%
HK$30,061
baseline
▲ 0.50% · 4.625%
HK$31,890
+HK$1,829/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,122/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,469
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,313
−HK$856/mo
Today · 4.125%
HK$33,169
baseline
▲ 0.50% · 4.625%
HK$34,918
+HK$1,749/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,338/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,463
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,410
−HK$963/mo
Today · 4.125%
HK$32,373
baseline
▲ 0.50% · 4.625%
HK$34,343
+HK$1,970/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,746/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,890
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,799
−HK$922/mo
Today · 4.125%
HK$35,721
baseline
▲ 0.50% · 4.625%
HK$37,604
+HK$1,883/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,442/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,639
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,654
−HK$1,032/mo
Today · 4.125%
HK$34,686
baseline
▲ 0.50% · 4.625%
HK$36,796
+HK$2,110/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,372/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,310
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,284
−HK$988/mo
Today · 4.125%
HK$38,272
baseline
▲ 0.50% · 4.625%
HK$40,289
+HK$2,017/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,544/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,815
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,898
−HK$1,100/mo
Today · 4.125%
HK$36,998
baseline
▲ 0.50% · 4.625%
HK$39,249
+HK$2,251/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,996/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,731
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,770
−HK$1,054/mo
Today · 4.125%
HK$40,824
baseline
▲ 0.50% · 4.625%
HK$42,975
+HK$2,151/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,648/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,991
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,141
−HK$1,169/mo
Today · 4.125%
HK$39,310
baseline
▲ 0.50% · 4.625%
HK$41,702
+HK$2,392/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,620/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,152
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,255
−HK$1,120/mo
Today · 4.125%
HK$43,375
baseline
▲ 0.50% · 4.625%
HK$45,661
+HK$2,286/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,750/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,167
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,385
−HK$1,238/mo
Today · 4.125%
HK$41,623
baseline
▲ 0.50% · 4.625%
HK$44,155
+HK$2,532/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,246/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,572
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,741
−HK$1,186/mo
Today · 4.125%
HK$45,927
baseline
▲ 0.50% · 4.625%
HK$48,347
+HK$2,420/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,854/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,245 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).