▼ 0.50% · 3.625%
HK$22,115
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,803
−HK$699/mo
Today · 4.125%
HK$23,502
baseline
▲ 0.50% · 4.625%
HK$24,932
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,004/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,603
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,263
−HK$669/mo
Today · 4.125%
HK$25,932
baseline
▲ 0.50% · 4.625%
HK$27,299
+HK$1,367/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,864/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,327
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,083
−HK$769/mo
Today · 4.125%
HK$25,852
baseline
▲ 0.50% · 4.625%
HK$27,425
+HK$1,573/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,704/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,063
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,789
−HK$736/mo
Today · 4.125%
HK$28,525
baseline
▲ 0.50% · 4.625%
HK$30,029
+HK$1,504/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,050/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,538
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,364
−HK$838/mo
Today · 4.125%
HK$28,202
baseline
▲ 0.50% · 4.625%
HK$29,918
+HK$1,716/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,404/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,523
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,315
−HK$803/mo
Today · 4.125%
HK$31,118
baseline
▲ 0.50% · 4.625%
HK$32,759
+HK$1,641/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,236/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,750
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,644
−HK$909/mo
Today · 4.125%
HK$30,553
baseline
▲ 0.50% · 4.625%
HK$32,412
+HK$1,859/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,106/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,984
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,841
−HK$871/mo
Today · 4.125%
HK$33,712
baseline
▲ 0.50% · 4.625%
HK$35,489
+HK$1,777/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,424/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,961
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,924
−HK$979/mo
Today · 4.125%
HK$32,903
baseline
▲ 0.50% · 4.625%
HK$34,905
+HK$2,002/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,806/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,444
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,368
−HK$937/mo
Today · 4.125%
HK$36,305
baseline
▲ 0.50% · 4.625%
HK$38,219
+HK$1,914/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,610/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,173
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,205
−HK$1,048/mo
Today · 4.125%
HK$35,253
baseline
▲ 0.50% · 4.625%
HK$37,398
+HK$2,145/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,506/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,904
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,894
−HK$1,004/mo
Today · 4.125%
HK$38,898
baseline
▲ 0.50% · 4.625%
HK$40,948
+HK$2,050/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,796/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,384
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,485
−HK$1,118/mo
Today · 4.125%
HK$37,603
baseline
▲ 0.50% · 4.625%
HK$39,891
+HK$2,288/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,206/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,365
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,420
−HK$1,071/mo
Today · 4.125%
HK$41,491
baseline
▲ 0.50% · 4.625%
HK$43,678
+HK$2,187/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,982/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,596
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,765
−HK$1,188/mo
Today · 4.125%
HK$39,953
baseline
▲ 0.50% · 4.625%
HK$42,384
+HK$2,431/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,906/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,825
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,947
−HK$1,137/mo
Today · 4.125%
HK$44,084
baseline
▲ 0.50% · 4.625%
HK$46,408
+HK$2,324/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,168/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,807
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,045
−HK$1,258/mo
Today · 4.125%
HK$42,303
baseline
▲ 0.50% · 4.625%
HK$44,878
+HK$2,575/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,606/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,285
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,473
−HK$1,205/mo
Today · 4.125%
HK$46,678
baseline
▲ 0.50% · 4.625%
HK$49,138
+HK$2,460/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,356/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,852 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).