▼ 0.50% · 3.625%
HK$21,348
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,012
−HK$675/mo
Today · 4.125%
HK$22,687
baseline
▲ 0.50% · 4.625%
HK$24,067
+HK$1,380/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,374/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,750
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,387
−HK$646/mo
Today · 4.125%
HK$25,033
baseline
▲ 0.50% · 4.625%
HK$26,352
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,066/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,483
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,213
−HK$743/mo
Today · 4.125%
HK$24,956
baseline
▲ 0.50% · 4.625%
HK$26,474
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,912/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,125
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,825
−HK$711/mo
Today · 4.125%
HK$27,536
baseline
▲ 0.50% · 4.625%
HK$28,988
+HK$1,452/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,072/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,618
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,415
−HK$809/mo
Today · 4.125%
HK$27,224
baseline
▲ 0.50% · 4.625%
HK$28,881
+HK$1,657/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$54,448/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,500
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,264
−HK$775/mo
Today · 4.125%
HK$30,039
baseline
▲ 0.50% · 4.625%
HK$31,623
+HK$1,584/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$60,078/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,753
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,616
−HK$877/mo
Today · 4.125%
HK$29,493
baseline
▲ 0.50% · 4.625%
HK$31,288
+HK$1,795/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$58,986/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,875
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,703
−HK$840/mo
Today · 4.125%
HK$32,543
baseline
▲ 0.50% · 4.625%
HK$34,258
+HK$1,715/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,086/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,887
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,817
−HK$945/mo
Today · 4.125%
HK$31,762
baseline
▲ 0.50% · 4.625%
HK$33,694
+HK$1,932/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,524/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,250
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,141
−HK$905/mo
Today · 4.125%
HK$35,046
baseline
▲ 0.50% · 4.625%
HK$36,893
+HK$1,847/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,092/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,022
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,018
−HK$1,012/mo
Today · 4.125%
HK$34,030
baseline
▲ 0.50% · 4.625%
HK$36,101
+HK$2,071/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,060/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,625
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,580
−HK$969/mo
Today · 4.125%
HK$37,549
baseline
▲ 0.50% · 4.625%
HK$39,528
+HK$1,979/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,098/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,157
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,220
−HK$1,079/mo
Today · 4.125%
HK$36,299
baseline
▲ 0.50% · 4.625%
HK$38,508
+HK$2,209/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,598/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,999
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,019
−HK$1,033/mo
Today · 4.125%
HK$40,052
baseline
▲ 0.50% · 4.625%
HK$42,164
+HK$2,112/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,104/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,292
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,421
−HK$1,147/mo
Today · 4.125%
HK$38,568
baseline
▲ 0.50% · 4.625%
HK$40,915
+HK$2,347/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,136/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,374
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,457
−HK$1,099/mo
Today · 4.125%
HK$42,556
baseline
▲ 0.50% · 4.625%
HK$44,799
+HK$2,243/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,112/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,427
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,622
−HK$1,214/mo
Today · 4.125%
HK$40,836
baseline
▲ 0.50% · 4.625%
HK$43,321
+HK$2,485/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$81,672/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,749
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,896
−HK$1,163/mo
Today · 4.125%
HK$45,059
baseline
▲ 0.50% · 4.625%
HK$47,434
+HK$2,375/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$90,118/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,220 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).