▼ 0.50% · 3.625%
HK$20,820
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,468
−HK$658/mo
Today · 4.125%
HK$22,126
baseline
▲ 0.50% · 4.625%
HK$23,472
+HK$1,346/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,252/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,162
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,784
−HK$630/mo
Today · 4.125%
HK$24,414
baseline
▲ 0.50% · 4.625%
HK$25,701
+HK$1,287/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,828/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,902
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,615
−HK$724/mo
Today · 4.125%
HK$24,339
baseline
▲ 0.50% · 4.625%
HK$25,819
+HK$1,480/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,678/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,479
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,162
−HK$693/mo
Today · 4.125%
HK$26,855
baseline
▲ 0.50% · 4.625%
HK$28,271
+HK$1,416/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,710/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,984
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,762
−HK$789/mo
Today · 4.125%
HK$26,551
baseline
▲ 0.50% · 4.625%
HK$28,167
+HK$1,616/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,102/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,795
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,540
−HK$757/mo
Today · 4.125%
HK$29,297
baseline
▲ 0.50% · 4.625%
HK$30,841
+HK$1,544/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,594/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,066
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,908
−HK$856/mo
Today · 4.125%
HK$28,764
baseline
▲ 0.50% · 4.625%
HK$30,514
+HK$1,750/mo
Deposit HK$3.20M · loan HK$5.93M · min. income ≈ HK$57,528/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,111
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,919
−HK$819/mo
Today · 4.125%
HK$31,738
baseline
▲ 0.50% · 4.625%
HK$33,411
+HK$1,673/mo
Deposit HK$3.20M · loan HK$5.93M · min. income ≈ HK$63,476/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,148
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,055
−HK$921/mo
Today · 4.125%
HK$30,976
baseline
▲ 0.50% · 4.625%
HK$32,861
+HK$1,885/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,952/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,427
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,297
−HK$882/mo
Today · 4.125%
HK$34,179
baseline
▲ 0.50% · 4.625%
HK$35,981
+HK$1,802/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,358/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,230
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,202
−HK$987/mo
Today · 4.125%
HK$33,189
baseline
▲ 0.50% · 4.625%
HK$35,208
+HK$2,019/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,378/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,744
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,675
−HK$946/mo
Today · 4.125%
HK$36,621
baseline
▲ 0.50% · 4.625%
HK$38,551
+HK$1,930/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,242/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,313
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,349
−HK$1,052/mo
Today · 4.125%
HK$35,401
baseline
▲ 0.50% · 4.625%
HK$37,556
+HK$2,155/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$70,802/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,060
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,054
−HK$1,008/mo
Today · 4.125%
HK$39,062
baseline
▲ 0.50% · 4.625%
HK$41,121
+HK$2,059/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$78,124/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,395
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,496
−HK$1,118/mo
Today · 4.125%
HK$37,614
baseline
▲ 0.50% · 4.625%
HK$39,903
+HK$2,289/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,228/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,376
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,432
−HK$1,071/mo
Today · 4.125%
HK$41,503
baseline
▲ 0.50% · 4.625%
HK$43,691
+HK$2,188/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$83,006/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,477
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,642
−HK$1,185/mo
Today · 4.125%
HK$39,827
baseline
▲ 0.50% · 4.625%
HK$42,250
+HK$2,423/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,654/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,692
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,810
−HK$1,135/mo
Today · 4.125%
HK$43,945
baseline
▲ 0.50% · 4.625%
HK$46,261
+HK$2,316/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,890/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,069 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).