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At today's rate and a 90% mortgage, the deposit on this unit is about HK$947K, with repayments around HK$41,312/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,624/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,133 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- D
- Saleable Area
- 504 Saleable ft²
- Gross Area
- 690 ft²
- Efficiency
- 73%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-19 | HK$8.17M | −18.3% 4.8y · −4.0%/yr |
| 2021-01-28 | HK$10.00M | +45.3% 4.7y · 10.0%/yr |
| 2016-05-12 | HK$6.88M | +12.8% 4.2y · 3.0%/yr |
| 2012-03-13 | HK$6.10M | +89.4% |
| 2004-08-31 | HK$3.22M | — |