▼ 0.50% · 3.625%
HK$21,202
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,861
−HK$671/mo
Today · 4.125%
HK$22,532
baseline
▲ 0.50% · 4.625%
HK$23,902
+HK$1,370/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,064/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,587
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,220
−HK$641/mo
Today · 4.125%
HK$24,861
baseline
▲ 0.50% · 4.625%
HK$26,172
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,722/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,322
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,048
−HK$737/mo
Today · 4.125%
HK$24,785
baseline
▲ 0.50% · 4.625%
HK$26,293
+HK$1,508/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,570/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,946
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,642
−HK$705/mo
Today · 4.125%
HK$27,347
baseline
▲ 0.50% · 4.625%
HK$28,789
+HK$1,442/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,694/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,442
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,234
−HK$804/mo
Today · 4.125%
HK$27,038
baseline
▲ 0.50% · 4.625%
HK$28,683
+HK$1,645/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,076/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,304
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,063
−HK$771/mo
Today · 4.125%
HK$29,834
baseline
▲ 0.50% · 4.625%
HK$31,406
+HK$1,572/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,668/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,563
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,420
−HK$871/mo
Today · 4.125%
HK$29,291
baseline
▲ 0.50% · 4.625%
HK$31,073
+HK$1,782/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,582/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,663
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,485
−HK$835/mo
Today · 4.125%
HK$32,320
baseline
▲ 0.50% · 4.625%
HK$34,023
+HK$1,703/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,640/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,683
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,606
−HK$938/mo
Today · 4.125%
HK$31,544
baseline
▲ 0.50% · 4.625%
HK$33,463
+HK$1,919/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,088/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,022
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,907
−HK$899/mo
Today · 4.125%
HK$34,806
baseline
▲ 0.50% · 4.625%
HK$36,640
+HK$1,834/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,612/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,803
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,792
−HK$1,005/mo
Today · 4.125%
HK$33,797
baseline
▲ 0.50% · 4.625%
HK$35,854
+HK$2,057/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,594/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,380
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,329
−HK$963/mo
Today · 4.125%
HK$37,292
baseline
▲ 0.50% · 4.625%
HK$39,258
+HK$1,966/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,584/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,923
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,978
−HK$1,072/mo
Today · 4.125%
HK$36,050
baseline
▲ 0.50% · 4.625%
HK$38,244
+HK$2,194/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,100/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,739
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,751
−HK$1,027/mo
Today · 4.125%
HK$39,778
baseline
▲ 0.50% · 4.625%
HK$41,875
+HK$2,097/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,556/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,043
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,164
−HK$1,140/mo
Today · 4.125%
HK$38,304
baseline
▲ 0.50% · 4.625%
HK$40,634
+HK$2,330/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,608/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,098
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,173
−HK$1,091/mo
Today · 4.125%
HK$42,264
baseline
▲ 0.50% · 4.625%
HK$44,492
+HK$2,228/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,528/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,164
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,351
−HK$1,206/mo
Today · 4.125%
HK$40,557
baseline
▲ 0.50% · 4.625%
HK$43,024
+HK$2,467/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,114/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,457
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,595
−HK$1,155/mo
Today · 4.125%
HK$44,750
baseline
▲ 0.50% · 4.625%
HK$47,109
+HK$2,359/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,500/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,806 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).