▼ 0.50% · 3.625%
HK$22,743
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,451
−HK$718/mo
Today · 4.125%
HK$24,169
baseline
▲ 0.50% · 4.625%
HK$25,640
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,338/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,302
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,980
−HK$689/mo
Today · 4.125%
HK$26,669
baseline
▲ 0.50% · 4.625%
HK$28,074
+HK$1,405/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,338/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,018
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,796
−HK$790/mo
Today · 4.125%
HK$26,586
baseline
▲ 0.50% · 4.625%
HK$28,204
+HK$1,618/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,172/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,832
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,578
−HK$757/mo
Today · 4.125%
HK$29,335
baseline
▲ 0.50% · 4.625%
HK$30,882
+HK$1,547/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,670/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,292
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,141
−HK$862/mo
Today · 4.125%
HK$29,003
baseline
▲ 0.50% · 4.625%
HK$30,768
+HK$1,765/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$58,006/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,362
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,176
−HK$826/mo
Today · 4.125%
HK$32,002
baseline
▲ 0.50% · 4.625%
HK$33,689
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$64,004/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,566
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,486
−HK$934/mo
Today · 4.125%
HK$31,420
baseline
▲ 0.50% · 4.625%
HK$33,332
+HK$1,912/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,840/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,892
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,774
−HK$895/mo
Today · 4.125%
HK$34,669
baseline
▲ 0.50% · 4.625%
HK$36,497
+HK$1,828/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,338/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,841
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,831
−HK$1,006/mo
Today · 4.125%
HK$33,837
baseline
▲ 0.50% · 4.625%
HK$35,896
+HK$2,059/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,674/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,422
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,372
−HK$964/mo
Today · 4.125%
HK$37,336
baseline
▲ 0.50% · 4.625%
HK$39,304
+HK$1,968/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,672/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,115
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,176
−HK$1,078/mo
Today · 4.125%
HK$36,254
baseline
▲ 0.50% · 4.625%
HK$38,460
+HK$2,206/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,508/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,952
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,970
−HK$1,033/mo
Today · 4.125%
HK$40,003
baseline
▲ 0.50% · 4.625%
HK$42,112
+HK$2,109/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$80,006/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,389
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,521
−HK$1,150/mo
Today · 4.125%
HK$38,671
baseline
▲ 0.50% · 4.625%
HK$41,024
+HK$2,353/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$77,342/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,483
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,568
−HK$1,102/mo
Today · 4.125%
HK$42,670
baseline
▲ 0.50% · 4.625%
HK$44,919
+HK$2,249/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$85,340/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,664
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,866
−HK$1,222/mo
Today · 4.125%
HK$41,088
baseline
▲ 0.50% · 4.625%
HK$43,588
+HK$2,500/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,176/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,013
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,166
−HK$1,171/mo
Today · 4.125%
HK$45,337
baseline
▲ 0.50% · 4.625%
HK$47,726
+HK$2,389/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,674/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,938
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,211
−HK$1,294/mo
Today · 4.125%
HK$43,505
baseline
▲ 0.50% · 4.625%
HK$46,152
+HK$2,647/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$87,010/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,543
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,764
−HK$1,240/mo
Today · 4.125%
HK$48,004
baseline
▲ 0.50% · 4.625%
HK$50,534
+HK$2,530/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$96,008/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,400 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).